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Immoral_angel's Debt Diary

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Comments

  • Bunnyinthelights
    Bunnyinthelights Posts: 15,278 Forumite
    And the new budget looks great!!!!!

    Are you going to give Ste all the money at once? (oh, scary!)
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • art_student
    art_student Posts: 141 Forumite
    Hi IA, just been catching up with your diary. The pics of your girls are lovely, I love your debt board and CONGRATULATIONS on DottyP's.
    Glad you had a good night out at the gig - it's important to have a life even when paying off your debts.
    Good luck with Barclaycard!
    You have a very inspiring diary.
    xx
  • benbenandme
    benbenandme Posts: 12,350 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Just went onto your race4life website page to make a donation and ... YOU'VE MET THAT TARGET TOO !!!!!! :j :j :T :T :T
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Just went onto your race4life website page to make a donation and ... YOU'VE MET THAT TARGET TOO !!!!!! :j :j :T :T :T

    Oh you're right! Hurray!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
    Thank you so much to anyone and everyone who's donated or even just said good luck!!! I'm so thrilled I can't even begin to tell you!!! :D
    :T :rotfl: :j :beer: :T :rotfl: :j :beer: :T :rotfl: :j :beer: :T :rotfl: :j :beer:
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Just realised that I forgot to count the £20.30 we're going to have leftover so here's the correct budget.... also taking into account we need to start putting regular money away for car tax/mot.

    The *new* *improved* *sparkly*...
    well ok not sparkly...
    May budget/debt thingy!!!

    Incoming..
    Ste Wages - £966.12
    Sar Mat pay - £432
    Leftover from April - £20.30
    ~~~~~~~~~~~~~
    = £1418.32


    Outgoing..
    Bills - £797.84
    Food - £180
    Petrol - £50
    Stag/Hen dos - £60
    Wedding present - £20
    Car tax/mot - £30
    Money needed to pay off barclays (see below) - £113.02
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
    = £167.56


    Spending Money
    (To include everything that person may need inc work lunches.)
    £145 for Ste
    £22.56 for Sar


    Debt Target - Barclaycard approx £814 by end of May

    Tax credits - £542.50
    Child benefit - £120.80
    Paypal - £25.55
    Leftover from DP's - £12.13
    To Move over - £113.02
    ~~~~~~~~~~~~~~~~~
    = £814 by 30th May :T
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Here are a couple of pics to prove that NOT ONLY am I so sad I have a 'debt board' in my kitchen.... that I ALSO have these up by the computer.... :D
    S5021364.jpg
    S5021362.jpg
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Spendless
    Spendless Posts: 24,695 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Don't forget things like a wedding card and wrapping paper need to be included in your £20 wedding gift budget or that money needs to come off something else.
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Spendless wrote: »
    Don't forget things like a wedding card and wrapping paper need to be included in your £20 wedding gift budget or that money needs to come off something else.

    The £20 will be the entire present, card, paper etc budget. :)
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Spendless
    Spendless Posts: 24,695 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The £20 will be the entire present, card, paper etc budget. :)
    Brill :T . I really hope you acheive paying off barclaycard by end of May.

    Are you both going to write down your daily spends on the sheet by PC?
  • sammy115
    sammy115 Posts: 15,267 Forumite
    :o:o Deep sigh! IA - I wish I was as organised as you. grrrrrrr. I wouldn't mind - my little one is 18 months old now, I shouldn't really be so knackered!
    Quality is doing something right when no one is looking - Henry Ford
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