Letter to get rid of my Mint........

Donegal_Paul

forever :-)

Considering i could be made redundant (nurse here) around christmas ive been paying off my cards as well as i can. so, my yorkshire bank card actually owes me £28 and i need to write to them and ask them to transfer the momey to my current account, however, ive just paid off my mint card which now is at exactly £0.00 owing.

I was wondering if anyone had any hints on phrases to use when actually asking them to close the card / account?

SunderlandBlackCat

Here is the letter I sent to Mint to cancel my card. Received a cheque for the credit amount within a week. Please feel free to reuse it (remember to change the date )

My Address

Customer Services
Mint
PO Box 6050
Southend-on-Sea
SS99 1WL


06 January 2006


Ref: Visa Card Number **** **** **** ****





As I no longer use the above card I have destroyed it & would like to cancel the account with immediate effect.


If possible I would like the credit balance transferred to my bank account.


Account Name:

Bank Name:

Account Number:

Sort Code:


If this is not possible please send a cheque to my home address.


Regards

Donegal_Paul

Al_Mac wrote:

Please close account, nnnn nnnn nnnn nnnn, and confirm it has been.

LOL, smartass :-)

was hoping for a little more :-)

Donegal_Paul

Thanks SunderlandBlackCat :-)

leni

I just rung them and cancelled it over the telephone and got them to send me a confirmation letter

immoral_angeluk

How about,

Dear Mint.. Please close my account and send me proof that you actually HAVE. Thanks for making my life hell.
Lovingly yours, x

Donegal_Paul

leni wrote:

I just rung them and cancelled it over the telephone and got them to send me a confirmation letter

simply dont trust the muppets on the phone i guess. tried doing this with a differnt card before now and didnt work til id rung them several times.

Donegal_Paul

immoral_angeluk wrote:

How about,

Dear Mint.. Please close my account and send me proof that you actually HAVE. Thanks for making my life hell.
Lovingly yours, x

LOL, they didnt really make my life hell, just trying to get rid of as much as i can debt wise before possibly getting made redundant.

southernscouser

I prefer to phone them aswell as they do it while you are on the line.

Just make sure you have had 2 months with a £0 balance otherwise if they add interest on or you have overpiad by even a penny the account will stay open.

When you phone them ask for a letter confirming that the account has been closed and make sure you cancel any exisiting regular payments you may have setup on the card be it monthly or annual.

Then wait 2 months and check your credit file to make sure it's marked as settled.