Reclaiming Charges whilst on a DMP

MET_3

Hi everyone, I have a quick question for you. I am on a DMP with CCCS and was wondering if its possible to reclaim charges whilst on a repayment plan. The charges won't put me back in credit but will help repay the debt quicker. Does anyone have any ideas? thanks.

ps. keep up the good work everyone this forum is inspirational!

jellycat40

I can't see why you shouldn't have a go at claiming them back. You will have to pay them to your DMP but as you say that will bring the debt down a bit. You still have the debt and the charges are still illegal.

Louise

MET_3

But what worries me is that if I play hard ball so might they? I don'y wan't them to pay me back the charges and then to cancel my repayment plan. Do you think they would be happy to carry on with the DMP after I have requested repayment of charges? Thanks. Mark

MET_3

Does anyone have any ideas with this?

wills7

I am also in the same boat wondering whether to risk it

System

I'm on a DMP and have claimed back bank charges. Are you aware of the letters you must write?

MET_3

Hi, Yes as I have claimed back from a couple of CC which I have not been on a dmp with. Did they not make life difficult after? Thanks

mummyemma

Not sure if this helps, although i wasnt on a DMP i had arrears on some of the accounts i claimed for. So when i won they asked if they could use the money to pay off what was outstanding which was fine by me and the rest i was sent a cheque for.

I know looking in the counser action group board that alot them tell the company that they want a cheque as that is their entitlement

Go for it, i found the whole thing easy enough to do and have just started another claim

Hope that helps.
Emma