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Paying off credit card debt-What's the best option?

I had lost my job last year. I've been putting off credit card payments even though I had a job. I realized that it was really irresponsible. I have a lot of debt from the last 2-3 years. And My credit card expired last month. Now I am unemployed and I am anxious for my credit card debt. What is the best way/option to pay off my credit card debt?

Comments

  • brianreece wrote: »
    I had lost my job last year. I've been putting off credit card payments even though I had a job. I realized that it was really irresponsible. I have a lot of debt from the last 2-3 years. And My credit card expired last month. Now I am unemployed and I am anxious for my credit card debt. What is the best way/option to pay off my credit card debt?

    Hiya :)

    First don't beat yourself up about it. I am paying off my CC debt too. While it is hard, first figure out exactly how much you need to pay. Can we ask how much that is?

    Once you know that, look at your personal finances. Can you afford to meet the minimum requirements?

    If you give us more insight into how much you owe, we can give more help.

    PS - I have a £474 in CC debt.
    Credit Card paid back in Full (June 2011): :j £500 in the clear -

    Part of the £11,000 in 2011 challenge: £3,284 done so far.
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