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Spending Diary -first results..GASP!!!
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jobelle
Posts: 15 Forumite
folks
ive kept a spending diary since the 28th sep, started this just before having my lightbulb moment last week. I have spent a MASSIVE £714.47 .
I wont even begin to list what on but lets just say i should have spent a third of that (admittedly some of it was on birthdays and a leaving do but i could have spent less)
This has given me a major shock as to what i waste my money on. and thats only 18 days of spending. I dont have £714 (this was overdraft)
so for all DFW who havent please start that spending diary its scary but well worth a short sharp shock to sorting out your finances.
JB
ive kept a spending diary since the 28th sep, started this just before having my lightbulb moment last week. I have spent a MASSIVE £714.47 .
I wont even begin to list what on but lets just say i should have spent a third of that (admittedly some of it was on birthdays and a leaving do but i could have spent less)
This has given me a major shock as to what i waste my money on. and thats only 18 days of spending. I dont have £714 (this was overdraft)
so for all DFW who havent please start that spending diary its scary but well worth a short sharp shock to sorting out your finances.
JB
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Comments
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It really adds up doesn't it? Congrats on your LBM and good luck!0
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At least you haeve done it now and not 6 months down the line!
These spending diaries can be a real revelation and a userful tool in helping us to reduce spending
:heartpuls CG :heartpulsEver wonder about those people who spend £2 apiece on those little bottles of Evian water? Try spelling Evian backward.0 -
It's definitely scary, but you need to know what you're dealing with to be able to put things right. Good for you for having to guts to face up to the reality.0
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