Paid off debts...thank you!

The final payment of my debt consolidation loan came out of my account earlier in the week, and I then received an unexpected tax refund, so have just paid off the balance of my student loans.

It hasn't quite sunk in that I'm debt free...after two years of stress and struggle. I'm going to be nearly £900 better off a month. I almost can't believe this day has finally arrived... I've been saying "when I'm debt free I will... " for so long!

Have upped my mortgage payment from next month for a start, and am sorting out an ISA for savings. Stunned that it's finally here!

Thank you everyone who contributes to this board - I really couldn't have done it without all of you! :j:j:beer::j:j:T:T:T
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Comments

  • cabbage
    cabbage Posts: 1,177
    First Post First Anniversary Combo Breaker
    Forumite
    wow well done and congratulations on being debt free. I'm sure it won't sink in fully for a few weeks yet.

    Enjoy the feeling
    The Cabbage
    Its Advice - Take it or Leave it:D
  • wicked!!! Congrats good for you x
    DF as at 30/12/16
    Womblng 2020:
    NSD Jan 2/18 YTD: 2
  • mummum2
    mummum2 Posts: 617
    First Anniversary Combo Breaker
    Forumite
    :TGreat news, well done! and happy DF life :beer::j

    MM2
    Long Hauler No: 51
    DMP Mutal Support Thread No: 207
    Proud to be dealing with my debts
    DFD - June '13, aiming for December '12
  • mrsb83_2
    mrsb83_2 Posts: 914 Forumite
    Congratulations! £900 a month is so much :eek:

    You'll be able to save plenty and still have a much better quality of life. Enjoy it!
    Total Debt Sept 2010 - £24,132.38 / Current - £0.00/ 100% paid

    DFD - [STRIKE]Aug 2014[/STRIKE] 24th Aug 2012

    £10 a day // Jun - £64/£300 / Jul - £133/£310 / Aug - £281/£310
  • andymc29
    andymc29 Posts: 462 Forumite
    Congratulations!!! :j:j:j
    I bet it feels brilliant.
    Bank Loans: [STRIKE]£25000[/STRIKE] £0- Barclay Card 14%: [STRIKE]£2500[/STRIKE] £0- Student Loan: [STRIKE]£12,500[/STRIKE] £0
    Current total [STRIKE]£40,000[/STRIKE] £0:j (100% PAID OFF)
  • terakris
    terakris Posts: 119
    First Anniversary Combo Breaker PPI Party Pooper
    Forumite
    Congrats - its a great feeling - well done!
    14/12/2009 - Official Debt Free Day
    31/06/2012 - Officially a home owner! Now, where is that Mortgage-Free Wannabe Board... :cool:
    "What the hell is that?" "I don't know, but if cats could sing... they'd hate it too"
  • annibee
    annibee Posts: 777 Forumite
    Wahoo well done you!!! :beer:

    _party_:dance:_party_:dance:_party_:dance:
    I, not events, have the power to make me happy or unhappy today. I can choose which it shall be. Yesterday is dead, tomorrow hasn't arrived yet. I have just one day, today, and I'm going to be happy in it.

    Never Look Down on People unless you are helping them up


    Wins - £5 Voucher, Book, Sat Nav



  • Congratulations and well done!
    Now you need to changed your signature!!!
  • kathy40uk
    kathy40uk Posts: 874
    First Anniversary Combo Breaker First Post
    Forumite
    :j:j:j Well done :j:j:j

    DFD Need to August 2027 :(

    NSD March 15/20
    NSD April 17/15
    NSD May 13/15

  • Hell1
    Hell1 Posts: 160
    Mortgage-free Glee!
    Forumite
    Well done, Congratulations!:beer:

    I know how you feel, after paying off my debts recently, I felt a bit "flat". Now, like you, I overpay my mortgage and am saving. Its all down to this site, though, and changing my way of thinking.

    Well done and enjoy!

    Hell:j
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