Early-retirement wannabe

AnotherJoe

DancingBadger wrote: »

All this aside, what really floored us was his comment that it'll all come right in the end when he inherits property from us and various other relatives. It's one hell of an assumption, especially as he has two brothers and various step-siblings who might also be expecting an inheritance - and not least because his father (my husband) is a committed SKI-er, who was brought up in a children's home, held down three jobs to put himself through college, and has never received anything for which he hasn't worked.

Sorry, bit of a rant there, but you might be able to understand our shock at being viewed as future cash cows.

Once in a while you might drop a hint about "another holiday in the Seychelles there goes £10k of your inheritance". Or even wind them up and tell them youve just take out equity release so you can afford a new Lambo.

bugslet

westv wrote: »

It's turning into a right pain in the rear.

Currently down to London on Monday and into the office around half nine. Friday leave around half four and back home around 8:15pm.
New location I won't get to until around 11am and they they are insisting I leave after 4pm so that could mean getting home after half nine. Also doubles the travel on the other days from around 45 mins each way to 90 mins each way.

"What's the point?" Is what I'm starting to think.

Will this be the straw that breaks the camels back?. I could do that occasionally, but not every week.

A question for those that retired early, was there ever something small that tipped the balance to walking away, something that may look silly in isolation, but was just a step too far for you?

Teaandscones wrote: »

Plan on making him wait. My great uncle didn't inherit from his mother until he was 84.

:rotfl:

michaels wrote: »

0.25 for us, same house in London and it could easily be less than 0.1% but then a house is capital and a car is not.

Crikey mine was around 4.5% of house value when I bought it.....but I don't live in the south east and my house is worth 170k:p

gallygirl

bugslet wrote: »

A question for those that retired early, was there ever something small that tipped the balance to walking away, something that may look silly in isolation, but was just a step too far for you?

It didn't tip the balance as I'd finished work, but my last ever journey home from work took three and a half hours rather than the hour and three quarters it took at best :eek:. I think the Universe was telling me I'd done the right thing .

I was mindful of not falling into the 'one more year' camp. Circumstances meant that wouldn't happen anyway, but from my other half telling me to go ahead and hand in my notice and me doing it took approx five minutes :rotfl:.

AnotherJoe

Good on you GallyGirl and a nice reminder from happenstance with that extra long commute that you are best out of it.
I've been keeping count since I retired:
Numbers of days I've been glad I left 324
Numbers of days I've regretted it 0

gallygirl

AnotherJoe wrote: »

Good on you GallyGirl and a nice reminder from happenstance with that extra long commute that you are best out of it.
I've been keeping count since I retired:
Numbers of days I've been glad I left 324
Numbers of days I've regretted it 0

Should probably say I only went in the office two or maybe three days a week but boy did I hate it.

To use your example:
Numbers of days I've been glad I left: 1164
Numbers of days I've regretted it: 0

OldMusicGuy

For me it wasn't a small thing that tipped the balance but it was a number of things building up. Three years ago my workload got extremely heavy and stressful, which was coupled with increasing health issues (blood pressure up, not sleeping, could not recover from travel etc). At the end of the year, my performance review was distinctly average and I realised that I was busting a gut for the company but it was not being recognised by them. That was the point at which I decided (aged 58) to retire at 60 instead of 64/65.

Retired for about 3 months now, not regretted it for one second.

doubletop40

gallygirl wrote: »

Should probably say I only went in the office two or maybe three days a week but boy did I hate it.

To use your example:
Numbers of days I've been glad I left: 1164
Numbers of days I've regretted it: 0

To use your example:
Numbers of days I've been glad I left: 4401
Numbers of days I've regretted it: 0 :rotfl:
I might celebrate 5000. January 10th 2020

bugslet

AnotherJoe wrote: »

Numbers of days I've been glad I left 324
Numbers of days I've regretted it 0

gallygirl wrote: »

Numbers of days I've been glad I left: 1164
Numbers of days I've regretted it: 0

doubletop40 wrote: »

Numbers of days I've been glad I left: 4401
Numbers of days I've regretted it: 0 :rotfl:

I'm not sure....but I think there might, just might, be a trend there:rotfl:

[Deleted User]

I have been following this thread for a couple of years now while planning my early retirement. My dad died at 72 and my mum at 74 so I always knew I would not be working up until my SPA of 67! My husband was made redundant in May 2015 and has been doing up the house ever since (almost done now!). We finally got our ducks in a row this summer and I left my job as a School Business Manager in early January. I am 57 (this week :beer:)and my husband is 58.

Friends asked how I would manage to fill the time retiring so early but I knew I would have no problem and I haven't. Having spent many years commuting up and down the motorway, long and stressful 11 hour days, I couldn't be happier to be in charge of my own time.

In 4 and a half months I have taken up all kinds of new hobbies, spent time with my friends and my grand-children, got myself fit going to the gym and out running several times a week and started to get to grips with Greek!! My blood pressure has come waaaay down :T

We are not drawing pensions yet but are living off rent from my husband's house and our savings. We are still holidaying and going out and about but just conscious of ensuring we get value for money instead of spending without thinking about it.

On a day like today, coming back from the gym and sitting in our lovely garden having lunch, I couldn't be happier that I made the decision.

Later tonight I'm off to my uke jam

bugslet

Victoria I am very happy for you....and very jealous. Good for you, enjoy some of the nice weather for me!:D