📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

My Name is Wilf and i am a shopaholic.......

Options
As the title says i am a total shopaholic i will buy anything, i have to spend money.

I have started looking at what i spend my money on and its ridiculous, i buy clothes food more clothes house things. I have so many things with labels on its untrue.

I haven't got too much debt only 2k but i have no savings nothing to fall back on if anything went wrong so i need to curb my habit and get some money saved just for silly things like tyres and mot's etc.

Comments

  • Hi Wilf

    Nice to see a another Newbie! I am the same, I go out of my way to go into a shop if I haven't brought anything, recently that shop has been waitrose, which is not great for the wasit line!! Good luck!
    Stop worrying, slow down, take it easy, have lots of fun and enjoy your one and only life :)
    Debt total: 1st June £3100, 1st November [STRIKE]£1550[/STRIKE] now £2055
    DFD aim Dec 2011
    Spending £ Vegas in May £600/£1200
  • *Wilf*
    *Wilf* Posts: 6 Forumite
    Same here M&S dine for a tenner are so tempting, I am going to try and have a no spend weekend..............watch this space
  • se999
    se999 Posts: 2,409 Forumite
    Hi Wilf,

    Are there any things with receipts/labels on that you might be able to take back to get refunds?

    To build up a buffer, a store cupboards challenge is always good too. The Old Style board is good for that.

    Only other advice really is not to go shopping without a shopping list, and stick to it.

    Lots of people find spending diaries good for spotting where the money is going.

    Anyway, good luck with the NSD
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    Good luck. Don't forget the pennies do add up and do an SOA so you can see how much money you should have at the end of the month and where you have been going wrong :)
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.