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how to get a mortgage with the mortgage works
sarahevie
Posts: 1,003 Forumite
We have found a property (btl) and would like to get a mortgage via the mortgage works however their website says for professional intermediaries only.
When I phoned up the phoneline they said that I needed to go via a professional intermediary.
Can anyone advise how we can get a mortgage with the mortgage works. We are based near Leeds/Harrogate. do they have a body of brokers they work with or will any broker do?
When I phoned up the phoneline they said that I needed to go via a professional intermediary.
Can anyone advise how we can get a mortgage with the mortgage works. We are based near Leeds/Harrogate. do they have a body of brokers they work with or will any broker do?
OPs so far £42,139
Original end date Nov 2037 (53) Current end date June 2024 (40) Aiming for 5 years to be Mf
DD1 Oct 2008:), DD2 Jul 2010:), DD3 Aug 2013:)
When life is getting me down I try to remember to thank God for the blessings
Original end date Nov 2037 (53) Current end date June 2024 (40) Aiming for 5 years to be Mf
DD1 Oct 2008:), DD2 Jul 2010:), DD3 Aug 2013:)
When life is getting me down I try to remember to thank God for the blessings
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Comments
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We have found a property (btl) and would like to get a mortgage via the mortgage works however their website says for professional intermediaries only.
When I phoned up the phoneline they said that I needed to go via a professional intermediary.
Can anyone advise how we can get a mortgage with the mortgage works. We are based near Leeds/Harrogate. do they have a body of brokers they work with or will any broker do?
Any broker would be able to deal with this for you.
Are you sure The Mortgage Works is the best deal for you?
As you will need to use a broker anyway you should get them to research the market for you to be sureI am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Most Whole of Market mortgage brokers (i.e not tied) will have access.
.... and as GMS points our there are probably a number of other options at the moment (and - to a much greater degree than residential mortgages - many of the best are intermediary only).Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0 -
I have just completed on a remortgage with The Mortgage Works and went direct to them. The number you need is 0845 4545900.0
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Why go direct to a lender when a broker can do it for you?
The main point has been raised a couple of times in this thread which is how do you know The Mortgage Works is the best deal?
Broker only Buy to Let deals are now available, and it it turned out The Mortgage Works was the best after all then the broker could apply there for you.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
I know they were the best for me as I asked a broker to check. They came back with The Mortgage Works. And when I wanted to go ahead they dragged there feet. Hence going it alone.Why go direct to a lender when a broker can do it for you?
The main point has been raised a couple of times in this thread which is how do you know The Mortgage Works is the best deal?
Broker only Buy to Let deals are now available, and it it turned out The Mortgage Works was the best after all then the broker could apply there for you.0 -
I know they were the best for me as I asked a broker to check. They came back with The Mortgage Works. And when I wanted to go ahead they dragged there feet. Hence going it alone.
The broker dragged their feet? In what way?
The question was not particularly aimed at you, more of a generic but great answer!!I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
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Answering the phone or getting back to me, and replying to questions. I wanted to get things moving and didn't feel I could rely on them.
You did the right thing. If you are not comfortable with, or feel your broker is not doing what they should do then move on.
We are not all the same I must say.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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