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Annoyed by these debt collection tactics

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  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    Hi Rog,

    I set up the monthly arrangement by phone (and they agreed to take off a £300 + VAT charge they had recently put on) - but then I got a letter 2 days later saying that as I was a homeowner I would have to pay the full balance plus the £300 + VAT charge within 14 days or face bankruptcy !

    I phoned them and they said that if I paid with 14 days thay would reduce the total amount by 20% but not take the charge off !

    I'm pretty sure that this is either unlawful or sailing very close to the wind at best....................

    I would agree with you, however I'm not qualified to tell you what you can do and I would suggest that you get down to the CAB as soon as possible, or see a solicitor, because there has to be some procedure before they can make you bankrupt.
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
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