The future is still bright for 3Dogs - Take Two

leeds1947

just joined today and want to start the save £10 a day challenge starting january.Im a retired teacher and do some tutoring to top up my pension .

3Dogs

savingwannabe wrote: »

Am doing so now. Goodnight all and thank you. I am worried for Firewalker i hope she will be ok please can you add her to your prayers. Goodnight all.

Good girl :A Night Night - sleep well - talk tomorrow :j :j
I will indeed say a prayer for Firewalker tonight hun - I still haven't popped onto her thread but will leave a message for her there

Aesop

goodnight SW, I have left a message for Firewalker too, will be thinking about her. x

3Dogs

leeds1947 wrote: »

just joined today and want to start the save £10 a day challenge starting january.Im a retired teacher and do some tutoring to top up my pension .

suggest you check this link then https://forums.moneysavingexpert.com/discussion/2890904

So_Sad_Angel

savingwannabe wrote: »

Goodnight Boult and Miche. I think i might go too. A peculiar day. Heard from an exhero tonight bet he is laughing his head off. Why do I ever trust these people?

Aww SW not sure whats happened but you trust people because you are a kind lovely person:A...if anyone is laughing then it says so much more about their shortcomings than yours.

Sweet dreams Hun x

So_Sad_Angel

leeds1947 wrote: »

just joined today and want to start the save £10 a day challenge starting january.Im a retired teacher and do some tutoring to top up my pension .

Hi 47 & welcome

Good luck with the challenge too.

3Dogs

So_Sad_Angel wrote: »

Aww SW not sure whats happened but you trust people because you are a kind lovely person:A...if anyone is laughing then it says so much more about their shortcomings than yours.

Sweet dreams Hun x

Exactly SSA, as I said to her, it reflects more of their shortcomings, than hers :mad:

So_Sad_Angel

3Dogs wrote: »

Exactly SSA, as I said to her, it reflects more of their shortcomings, than hers :mad:

In a funny way thats one thing that dragging myself out of debt taught me...that we `can rise above what others think of us` & that it is important to be yourself & not be affected by what is happening in other peoples minds.

Taken me 48 years to work that one out....:o

Anyway I sent you a PM...new email address opened. Shall just use that for moneysaving , voucher offers & surveys.

I wish I could save £10 a day like some people do but I don`t even have that in my budget

3Dogs

So_Sad_Angel wrote: »

In a funny way thats one thing that dragging myself out of debt taught me...that we `can rise above what others think of us` & that it is important to be yourself & not be affected by what is happening in other peoples minds.

Taken me 48 years to work that one out....:o

Anyway I sent you a PM...new email address opened. Shall just use that for moneysaving , voucher offers & surveys.

I wish I could save £10 a day like some people do but I don`t even have that in my budget

Well said SSA - and at least you worked it out hun - many people dont, or won't

You don't save £10 a day SSA, you make £10 a day, that's £310 a month in January, £280 in Feb, and so on. Many people do £5 a day. If you get into the surveys, do some cashbacks, ebay things, car boots, etc it is possible to do it. And when you start to see some of it mounting up over the month/months, it gives you encouragement to do more

3Dogs

My budget leaves nothing spare either SSA but I have to give myself a kick up the jacksy for the New Year to reassess things. I think we all assess things, set budgets, abide by them ....... and then slip into old habits

I don't think I have yet learnt the lesson of keeping to my budget for food shopping for example - I say I spend £XX on food, but if there is something else I want, I get it, and it comes from somewhere else. Like the money I should have been putting away for heating oil - then I didn't have the money for heating oil until Mr 3Dogs first Winter Fuel Allowance payment came, which meant no heating until two weeks ago - which meant him using one convector heater during the time I was away until just before I got back

So this year, we have to start setting money aside, in pots for things like the heating oil, vets bills, MOT, van repairs :eek:, emergencies, etc, or this just will not work yet again