being made bankrupt need help

markyb1

:mad:
Can some 1 help me

about 6 weeks ago i had a lady come to my work and say she was looking for me after i identified who i was she handed me a letter that said i owed lombard north £39,500 as this debt was from 2003 when i was self employed and had my own business i didnt take alot of notice but today this lady has turned back up with a letter saying i have a bankrupcy hearing at the end of next month it also said on this letter that the company i work for is my company and i am carrying out business there i am a little bit conserned if my boss finds out he may sack me also if bailiffs turn up at my work to remove goods for money i owe how do i show its not my business and it is owned by somebody els i get computerised wage slips and i have a contract of employement as i am the only 1 working at the address in the daytime as the others are on different sites i am worried can someone please help me and give me some advice

does all my other debts go away as well ??

FuzzyCub

Hi Markyb1 although I can't help or offer advice, I'm sure someone will be by with words of wisdom soon enough, the guys on here have been really helpful to me and many others.

debtinfo

Hi Markyb, I take it you have received a creditors petition for bankruptcy, THey may have the business wrong, but that wont stop the judge making a bankruptcy order. All you can do is contact the lender and agree a repayment plan if you can or go to the hearing and dispute the debt if you have valid grounds

nottoolate

from 2003? may be statute barred?

markyb1

debtinfo wrote: »

Hi Markyb, I take it you have received a creditors petition for bankruptcy, THey may have the business wrong, but that wont stop the judge making a bankruptcy order. All you can do is contact the lender and agree a repayment plan if you can or go to the hearing and dispute the debt if you have valid grounds

yes this was the first letter from 6 weeks ago

i dont mind going bankruptcy i just dont want tham going to my work i cant aford to pay any money back

debtinfo

ok then attend the hearing, tell the judge, and as soon as the order is granted contact the Official Receiver that is appointed and tell them what is happening, they will then have no need to go to your work place

tigerfeet2006

Also give Business Debtline a ring on Monday so you are aware of all the ins and outs of what is going on and how things will go.

SouthCoast

about 6 weeks ago i had a lady come to my work and say she was looking for me after i identified who i was she handed me a letter that said i owed lombard north £39,500

Could this have been a Statutory Demand?

More information can be found here:

http://www.nationaldebtline.co.uk/england_wales/factsheet.php?page=36_dealing_with_a_statutory_demand

markyb1

Help with Lombard debt :mad:

Can some 1 help me

about 6 weeks ago i had a lady come to my work and say she was looking for me after i identified who i was she handed me a letter that said i owed lombard north £39,500 as this debt was from 2003 when i was self employed and had my own business i didnt take alot of notice but today this lady has turned back up with a letter saying i have a bankrupcy hearing at the end of next month it also said on this letter that the company i work for is my company and i am carrying out business there i am a little bit conserned if my boss finds out he may sack me also if
bailiffs turn up at my work to remove goods for money i owe how do i show its not my business and it is owned by somebody els i get computerised wage slips and i have a contract of employement as i am the only 1 working at the address in the daytime as the others are on different sites i am worried can someone please help me and give me some advice , i dont mind about going bankrupcy. can any 1 help

The letter i have got on saturday

in the **********county court in bankruptcy

in ther matter of the insolvency act 1986


Bankruptcy petition

we, lombard north central PLC (creditor) of 3 princess way, redhill, RH1 1NP petition
the court that a bankruptcy order be made against ****** ***** t/a **** ****** (debtor) of ***** **********
and carrying on business from the ****** **** ** say as follows:


1 the debtor has, for the greator part of 6 months preceeding the presentation of this
petition, carried on business from the ****** **** ***** within the district of this court

2 the debtor is justly and truly indebtedto us in the aggregate sum of £46,388.86
persuant to a judgement of the county courtdated 4 september 2008 and numbered ******** ,
where it was ordered that the debtor do pay the creditor the sum of £39,604.54, together with interest and costs.
the debtor has not paid the amount owed or any part thereof.


3 the above-mentioned debt is for a liquidated sum payable immediately and the debtor appears unable to pay it.


4 on 14 september 2010 a statutory demand for the repayment of the above mentioned debt was served upon the debtor by way of personal service.
to the best of our knoweledge and belief the statutory demand has neither been complied with nor set aside in accordance with the insolvancy rules 1986 and no application to set it aside is outstanding.


5 we do not, nor does any person on our behalf, hold any security on the debtors estate, or any part thereof,
for the payment of the above-mentioned sum.


6 the debtors centre of main interests is in england. the council regulation (ec) no *********** (regulation) on insolvency proceedings will apply. these proceedings are main proceedings within the meaning of the regulation.


7 the petitioner therefore prays as follows:
(a) that a bankruptcy order be made against the debtor under the provisions of the insolvency act 1986; or

(b) that such order be made as the court thinks fit.




endorsment
this petition having been presented to the court on15/10 2010 it is ordered that the petition shall be heard as follows

date 29th november 2010 time **
and you the above named ******* ********** t/a ****** ********** are to take notice that if you intend to oppose the petition you must not later than 7 days before the day fixed for the hearing

(i) file in court a notice (in form 6:19) specifying the grounds on which you object to the making of a bankruptcy order; and

(ii) send a copy of the notice to the petitioner or his solicitor.

the petitioning creditor is lombard north central plc

addleshew goddard, sovereign house street, leeds, ls1 1hq

Darnit_2

Sorry, don't really know what to advise, but didn't want to read and run....
I would think you need to go to court on the date with the paperwork you mentioned and prove your employment status in court. Get some advise from the debt charities just as you would if you were petitioning for bankruptcy and make sure this is the right thing to happen in your circumstances.

markyb1

can any bailiffs turn up befor this date, becus who do i tell this is not my business and i only work their ???

i dont wanna lose my job