We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

First step to becoming bankrupt? How 2?

Deep in debt, job seeking...
How do i become bankraupt, where do i begin?
Is it just a case of ringing the county court to begin?

Anyone with experience please advise the process

TY

Comments

  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Hey mellow & welcome to the madhouse!!

    fair bit of a read here for you

    https://forums.moneysavingexpert.com/discussion/1056083

    then its a case of ring the courts for forms...BUT you need to speak to one of the debt advice peeps mentioned in the link above, the court will ask if you've had any professional advice
    We all die. The goal isn't to live forever, the goal is to create something that will
  • andyf1980
    andyf1980 Posts: 836 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    That's really sound advice.:T

    Just out of interest really but I wasn't asked if I had taken advice (I had through CCCS although they didn't propose BR at this point)

    I was just wondering if it's a kind of best practice thing that they should do?

    Anyhow, good luck MELLOWARMY
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    andyf1980 wrote: »
    That's really sound advice.:T

    Just out of interest really but I wasn't asked if I had taken advice (I had through CCCS although they didn't propose BR at this point)

    I was just wondering if it's a kind of best practice thing that they should do?

    Anyhow, good luck MELLOWARMY


    Some do some dont...some may not even see a judge...its JUST incase they do ask otherwise they could refuse the petition if they think its right
    We all die. The goal isn't to live forever, the goal is to create something that will
  • andyf1980
    andyf1980 Posts: 836 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Thanks philnicandamy. You're right, I didn't see a judge. I actually wish I had taken more advice; BR is the right choice for me but it might have helped me worry less. The boards were an enormous help though!!! :j
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    andyf1980 wrote: »
    Thanks philnicandamy. You're right, I didn't see a judge. I actually wish I had taken more advice; BR is the right choice for me but it might have helped me worry less. The boards were an enormous help though!!! :j


    Glad to hear it andy :j
    We all die. The goal isn't to live forever, the goal is to create something that will
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.