HELP I think I have made a booboo....

jonliv

Hello I have been Br for nearly three months now

I had a HBOS current account which had an online facility.

This morning out of curiosity (The one that killed the cat) I logged into said account.

I somehow managed to access my old account it appears to still be active

I then realised perhaps I was in the middle of committing a bankruptcy offence by having a look at this old account

The account overdraft was included in my BR petition

Does anyone know if I am in big trouble if HBOS inform my Trustee?

I did not do anything per se I logged on only DOH!!!



Jono

alastairq

hi...no...look as much as you like.....

Angiepange

Dont worry about this.

I did the same thing with my Abbey bank account (overdraft incl in BR) as I thought it would be closed almost immediately after BR and was really logging in to check if that had happened. It was eventually closed to online access but that wasnt until ablout 6 months in!! And no, I had no repercussions from doing it.

Angie x

jonliv

Angiepange wrote: »

Dont worry about this.

I did the same thing with my Abbey bank account (overdraft incl in BR) as I thought it would be closed almost immediately after BR and was really logging in to check if that had happened. It was eventually closed to online access but that wasnt until ablout 6 months in!! And no, I had no repercussions from doing it.

Angie x

That's exactly what I was doing

Thank you both for swift replies

I did not believe I would be able to gain access I was just checking

Strangely enough they have added the interest to the OD for Sept. and Oct.


Jono


I have not used this account since opening my new Barclays account in Feburary

Windsurf

Hi,

I have also logged into mine (I do it a few time a week), Good Job I do as Credit Expert had taken out payments after I had cancelled the account. I promptly called them and told them I was Bankrupt and they had taken the Money illegally they then refunded. AOL also refused to listen to my cancellation request and are also refusing to refund my money. I will probally have to pay the OR for that.

confused76

Windsurf wrote: »

Hi,

I have also logged into mine (I do it a few time a week), Good Job I do as Credit Expert had taken out payments after I had cancelled the account. I promptly called them and told them I was Bankrupt and they had taken the Money illegally they then refunded. AOL also refused to listen to my cancellation request and are also refusing to refund my money. I will probally have to pay the OR for that.

you won't have to pay the OR, it will go into your bankruptcy don't worry

crumbling

i checked my bank account a couple of weeks ago. good job i did really as tax credits have paid some into there which i told them weeks ago i wouldn't be entitled to due to a change in circumstances. so, now their mistake is stuck in my frozen bank account! :mad:

Angiepange

crumbling wrote: »

i checked my bank account a couple of weeks ago. good job i did really as tax credits have paid some into there which i told them weeks ago i wouldn't be entitled to due to a change in circumstances. so, now their mistake is stuck in my frozen bank account! :mad:

hi crumbling

You should ring your OR about this. I too had tax credits paid into an account post BR, the account wasnt frozen at the time but I knew I couldnt use it. I rang the OR and explained and he gave me permission to go and withdraw it from the account which I did.

Perhaps your OR can speak to the bank so they can release it to you?