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MBNA - don't you just love them!
joolz43
Posts: 126 Forumite
After months of stress with my MBNA credit card account (phone calls, letters, threats) they actually accepted my offer of payment and interest is now frozen.
So imagine my amusement today when they sent me a letter saying how much better I would find life if I were to solve my financial problems with a loan!
In your dreams MBNA, there is no way I am going to borrow more money from you again! :money:
So imagine my amusement today when they sent me a letter saying how much better I would find life if I were to solve my financial problems with a loan!
In your dreams MBNA, there is no way I am going to borrow more money from you again! :money:
Julie
Proud to have dealt with my debts
Debt July 2006 circa £55K
Now Debt Free!!!! :j
Proud to have dealt with my debts
Debt July 2006 circa £55K
Now Debt Free!!!! :j
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Comments
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I've had nothing for ages and now yesterday and today I've had no less than FIVE separate loan/credit card offers - what have I done to deserve this! lol0
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I am ashamed to say i used to work for MBNA........I got a loan from them and got a letter today saying the baliffs are on their way round...!0
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MBNA do appear to have been a bit quiet over the last month or so, judging by the number of threads about them.
I wrote to them, three weeks ago, asking them to freeze interest etc. Heard nothing, until yesterday when they sent me a letter stating that my account was continuing to go into arrears (charges:mad: ) and that it was about time I 'took ownership' of the account - strange phrase and I'm not sure what they mean) Anyway, they say I MUST pay £91 into the account by 25th October - surprisingly no threats of DCAs.
My Bankruptcy hearing is on 26th October - CAB say I can just ignore the letter - any thoughts please?
By the way - the only other communication I have received from them, in the last month, was also a loan offer.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
sick_of_being_skint wrote:I am ashamed to say i used to work for MBNA........I got a loan from them and got a letter today saying the baliffs are on their way round...!
Surely they mean debt collectors - unless they have obtained a CCJ.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
My OH was in shock the other day he actually spoke to a nice employee at MBNA who was really reasonable and helpful. He had to have a long sit down after he got off the phone
Maybe they read the boards here lol0
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