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Abba1772's Debt Free Diary

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  • hello hun just wondered how you were doing? You all set for when kids go back to school? x
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    yeah hunni i'm ok just mega busy overtime to the max lol kids go back thursday so i'm nearly ready xxxx

    hows you?????
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    afternoon peeps :wave:

    sorry for not being on lately, been mega busy with work, got some amount of overtime this month and next month which is leaving me very very tired.

    Plus i've met someone :) hes lovely and treats me like a princess, he's bought me flowers every week since i met him and well fingers crossed eh??? lol

    budget wise i'm doing ok still in credit and have managed to saved £540 so far this year would have been more but paid for new lino and paid off my tv this year so i'm still chuffed i have that in my savings xx been putting £15 a week away via standing order so it's adding up and nice to have something to fall back on i guess.

    spent £20 topping up my fuel £9 in aldi getting bread milk cold meat and milk, spent £13 in tesco getting chips, work trousers, new underwear for DS for xmas and a new vest top for me, signed DD up for street dancing lessons which will cost me £34 a month but it'll defo be worth it xxx

    DS is signed up for swimming lessons so that cost me £40.50 for 10 sessions but he can't swim at all bless him so nows the time to get started xx

    hope everyone is well xxx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    been naughty and bought myself a pair of jeans and a beautiful cardigan from dotty P's for £19 jeans were only £7 :D and my cardigan was £12.

    Bought washing powder from asda for £9 plus two cute pyjamas for my baby nephew who is due at start of October :eek: so they were £4

    My lovely new man has offered to take me the kids and my gran out for our dinner tonight, feel so lucky after everything that has happened this last year he's defo putting a smile on my face xxxx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    LSD today bought my paper, a magazine and a bottle of juice so spent £2.39

    taking kids bowling tonight as I won't see them properly until tuesday night between late night shifts and there dad finally pulling there finger out and taking them (only been a year :mad:) so its a little treat for them xx

    dreading tomorrow as it's the start of my 9 days on and its all early morning shifts and late night shifts so will be absolutely shattered come next friday not looking forward to it at all won't be doing it again thats for sure.

    hope everyone is well xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    well its day 9 of 9 of working 8 hour shifts tonight being the last one :) woo hoo lol thank goodness.

    Bank balance is looking really good at the moment, probably because i haven't had time to spend money :rotfl:

    hope everyone is well xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    so far its a lsd but need to nip to B&M for office supplies as starting new business and going self employed in the next couple of months xx

    bank still looking healthy and its pay day today woo hoo xx need to order my sister her buggy for my new nephew as i promised i would buy her the buggy she wanted xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    sisters buggy paid for £150 with money i saved up all by myself lol
    A weekend trip away to blackpool with the kids and OH
    Final payment on car is going out tomorrow :j:j:j:j:j £186

    all this spent this month and yet my bank balance is looking really good so far

    fridge freezer and cupboards are stocked so don't really need anything for a couple of weeks except bread milk and fresh fruit and veg.

    Got bobs 30th on thursday but already bought his pressie might nip into town and check out a aftershave he likes and say its from the kiddies xx plus need to buy a massive 30 balloon lol xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • LMCD
    LMCD Posts: 649 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Hey Abba,

    all seems to be going well for you and things. I have had changes of circumstances and finances. and really feelin a bit scunnered but trying to scan the net for solution. Keep up good work. I reckon I need to get back into the MSE snowballing and get a grip and keep the grip this time!!

    Enjoy the break! and good for you on the last car payment! well jel ! lol.

    Take care
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    i know what you mean about the snowballing, i really need to start that again but with xmas now coming up i'm just using the money i'm saving for not paying out on the car for pressies this year but come january i'll be clearing my card before summer next year............just want it gone and its frustrating as it's the lat of my debt except my student loan which i will probably never pay off lol xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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