Abba1772's Debt Free Diary

Sun_Addict

It's good that your gran is being assessed, but sorry to hear that the dementia has got to that stage already. I hope you can get her out of hospital and give her a good Christmas. Take care xx

Willowtree222

Hopefully your gran is out by Christmas. Sorry about her dementia. 
I don't blame you for having Christmas off, you need the rest.
Amazing Avon sales too. Fantastic achievement.
Have you told hubby his card has gone yet? X

hugglemonster

Hope Gran is home for Xmas and sorry to hear she has Dementia, definitely the right decision to take time out for you and your family. You've worked so hard especially this year and you need a break.

Sending festive best wishes, H x

abba1772

Nicnak said:

Hopefully your gran is out by Christmas. Sorry about her dementia. 
I don't blame you for having Christmas off, you need the rest.
Amazing Avon sales too. Fantastic achievement.
Have you told hubby his card has gone yet? X

No I've not told him his card is gone don't want him getting complacent lol

I'll tell him end of February as my target for next year is to save up as much as I can and get the render done on the house and garage and a new garage door for hubby so I'll keep him on his toes for a wee while longer xx

jwil

Glad you've got some time off over Christmas.  Congrats on those Avon sales, that's amazing!

Hope your Gran manages to get home for Christmas x

beanielou

Glad that you are having time with your family 

Willowtree222

Good idea! X

abba1772

Good Morning

Waiting on mindees turning up so did my banking

Cleared my Halifax £165.71 and cleared the very Account £197.05.  That's me done with the debt busting for the year officially.  I've cleared £15026.05 this year, HOLY MOLY that's a lot of money and I'm a bit annoyed that it's went towards debt.  But I'll never repay that amount of debt in a year again.

So I'm done with the debt repayments as all I have in my name is my PCP and we are officially got less than a year of payments then I have the balloon payment to save up for by next December which is about £4500.  I'll have that saved then this means I'll be saving £242 a month on car payments.  I don't even pay that a year for my car insurance.  It's a great car and I'm defo keeping it.

Hubby has his bike finance in his name and that's his responsibility.

Today I'm working til 4.30pm I think lol ............I have the gym at 6pm and I need to check and see what time dunelm and poundstretcher closes at today as I need to get a new blanket and table cover.  Also need to jump to the food warehouse for cauliflower cheese for Christmas dinner and some juice for me.

Todays plan is to go to the post office and return a top I bought for the gym.  I need to put money into my account as well as I got rid of the Avon orders last night so Officially done with Avon this year as well.  Then I need to nip to the Food Bank and hand in the vouchers I had organised to be raffled off to those who come into the food larder today for their food.

Tomorrow it's the usual house blitz of cleaning and prepping the food for Xmas dinner.  Plus I have the gym at 10am hubby thinks I'm mad but I've lost 15.5 lbs since getting back from holiday and I'm determined to not put it all back on as feeling good about how I'm doing

No news on my gran as yet, social worker phoned and said she's demanding they find her a bed on the dementia ward as they still have no answers for us yet and she feels it's not safe for my gran to be released from the hospital until we know what stage and what type of dementia she has, what was causing the pain on Friday that led me to phone the ambulance and what is causing her to lose conscious for 45 mins up to 4 hours.

If I'm not on before Christmas I wish each and everyone of you have read or commented on my diary, you've been a wonderful support and I can't thank you all enough, Hope Santa is good to you xx

Willowtree222

Merry Christmas Abba,
That is a huge amount of debt. Congratulations on clearing it and looking at what you have achieved. You should be do proud. 
I'm glad the social worker is fighting your grans case. I hope it gets resolved soon. 
Love to you and your family x

Sun_Addict

Wow what an amazing amount of debt you’ve paid off especially with all the added stresses you’ve had this year. Also well done on the weight loss, no wonder you feel good.

I hope they get to the bottom of what’s going on with your gran soon. At least she’s safe and being looked after.

Have a lovely Christmas xx