Abba1772's Debt Free Diary

abba1772

morning everyone

It's another nice day so a wash is on and awaiting to go on the line.

hubby transferred wages over so sent £158.50 towards the card.  I've calculated I have paid £923.86 this week........holy moly that's a lot can't wait for the day when I can chuck this towards savings rather than debt.

Done my 30 minutes on the cross-trainer legs are feeling stiff from the weights session last night at the gym.  Hopefullty a walk to the shops will loosen them off as i need to get tweezers and juice today so latest mindee gets dropped off at 9.45am so will leave then and make the most of the nice weather.

Need to message all 85 Avon customers as that's how many books I have out and remind them I'm collecting the books tonight after 6.30pm

Tomorrow is D day for the kids meeting their biological father after 8 years of him deciding he didn't want to be in their lives.  Still not sure how I feel about him meeting my kids as he's let them down in the past and I'm feeling ever more protective of them just now.
right off to get KK up for school xx

beanielou

Hope all goes well tomorrow. 

Sun_Addict

Wow that’s an amazing amount to pay in one week, you don’t mess about do you 😁 85 Avon customers is also amazing. 

Fingers crossed that tomorrow goes well xx

Willowtree222

Another thinking if you all tomorrow. I hope it goes ok. X

jwil

Hope all went well today x

abba1772

It went better than expected I'm not in the jail so defo much better than expected.  They spent the day with him at his parents house yesterday and they seem to be coping ok with it.

Made a boo boo regarding my finances I forgot my hubby transferred money over last week for something he bought online, PayPal took the money out this morning and I'm sitting looking at the balance going ehhhhhhhhhhh but I'm still in the black so thats a good sign but have some direct debits coming out on Wednesday so might need to borrow from my normal saving account incase I've forgotten anything else coming out from paypal.

Still sent £7.78 towards the card so coming down ok.  Would like to get the card down to the £3300 mark by the weekend.  Not as much tackling is this week however the following week we will be under another thousand bracket,

nipped to Lidl for crisps, cold meat, milk, mayonnaise, juice and kitchen roil came to £14.39

Sent off proof of loss of earnings to the court as me and hubby had to take a day off only for the court case to be delayed until 3rd feb 2021, so they sent a form that needed filled out so got all the paperwork they requested and sent it off this morning as hubby's work refused to pay him which is fair enough and hubby didn't want to use up the last of his holidays.  So thats that done hopefully they don't take too long with the payment.

College have finally pulled their finger out and sent me the invoices.  It said in the email that the invoice had to be in for 12pm but they didn't send it to me until 12.05pm.....so I've emailed the invoice back and asking for confirmation if I'm getting paid in 2 weeks time as it wasn't my fault the invoice was sent out late.

Got my gym session at 5pm tonight so my MIL is coming round to look after the boys whilst i walk to the gym as I thought abbie was here today but she's at college today.  hubby will pick me up xx

Willowtree222

Glad it went as well.as it could and you stayed out of hand cuffs.
Hopefully you will get paid if they couldn't send it on time.
That card is practically half now! 

abba1772

Just want it gone @niknak

Spoke to a mortgage advisor about remortgaging explained my plan of saving us a couple of thousand after xmas to fling at the mortgage come the renewal time ,that i wanted to shorten the term and also have the ability to overpay.  She says that house prices are increasing and that we have a good LTV on the house so far so she's going to phone me back as she wants to know the penalties for leaving early just so its another option as she says the interest rates are really low at the moment.  If we chose just to renew in April as planned they can lock us into a deal come January / February time and it should be a simple transfer.  so excited and it's quite sad lol xx

Sent £11.17 towards the barclaycard as council wages are in woo hoo not so skint now.  

Need to put in my dairy all the college payment days and invoice days so I'm organised.

Managed to get a little ones folder organised aiming to get another folder done this morning.  Need to nip to homebargains for toilet paper and dog food so hopefully not too expensive and i hope it stays dry.  want to get a washing out again making the most of the weather before winter properly kicks in.

Finishing at 3pm today so have cancelled my 7pm class and will go to the 5pm class instead so I can finish early need to walk to the gym but hubby will pick me up.

Sun_Addict

I'm glad it went well on Saturday, will he make it a regular thing? Good news about the mortgage deal, I bet you're itching to get cracking on that 😁The card will be gone soon.  All looking good.

beanielou

Great news on the mortgage front. 😊