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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Sent £304 towards the barclaycard so I've managed to clear £1k in a month :j woo hoo I'm aiming to get the card down to £1500 by the end of October :eek::eek::eek: so it's on target set :D it'll be tight but it'll be worth it

    Poor hubby had a accident at work hurt his finger after he finished putting out gate up he asked me to check his finger it was turning purple and was solid so I sent him up to the hospital.........turns out he's broke it :eek::eek::eek: !!!!!! he didn't get til midnight and was back up at 6am for work plus he has a homer straight after work today as well poor guy hoping for a early night tonight :rotfl:

    Started work at 7.30am kids are watching tv so doing my banking :D finish as 6.30pm tonight so long day :(

    Today's plan is to go to playgroup £2 via bus £3 grab the kids a cheeky Greggs come home swap mindees at nursery and hopefully they'll both have a nap after we get home from nursery the it's afterschoolers and I have a meeting with social services cause I'm a community childminder now do they want to check in so he'll need to excuse the madness :rotfl:

    Toast on beans tonight :rotfl: as we aren't doing a food shop til tomorrow night :rotfl: so yeah that's what we are having :cool:

    Right off to dry my hair as managed to grab a shower as got up with hubby this morning to name sure he was ok xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    omg your poor hubby!!!!! Hope he is ok!

    I feel so bad for Abbie as well but thank god she is reaching out for help thats the biggest step <3

    xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Sorry about DH's finger. I hope Abbie gets an apprenticeship soon.

    Well done on paying so much off the debt, you're amazing :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 95,816 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Eek to your hubby’s finger.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    monz wrote: »
    omg your poor hubby!!!!! Hope he is ok!

    I feel so bad for Abbie as well but thank god she is reaching out for help thats the biggest step <3

    xx

    He's at work but needs to put welding gloves on bless him and they are squishing his finger :(
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Abbie got a interview for an apprenticeship tomorrow at 4.30pm, I'm so proud of her so everyone keep everything crossed for her xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,097 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good luck to abbie :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Tax credits in so chucked them over to the barclaycard so I'm under the £3k mark now hurtling towards getting it under the £2k mark as soon as possible might even be this week if the council pay me on Friday :j we shall see

    Also now paid over £10k in debt this year :eek::eek::eek::eek::eek: I'm hoping this is the last year where I need to pay off this amount in a year well not need but you know what I mean I would love 2020 to be debt free year and then I can save some cash for when we remortgage in 2021

    Abbies off to college with the a spring in her step hopefully her interview is goes well, if she gets the apprenticeship we lose her child benefit and tax credits but we will manage just means I won't have as much to fling a team the debt but that ok we will adjust xx

    Right off to get ready for the day ahead xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,816 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    All just awesome xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ahhh good luck Abbie!!

    How much total do you need to pay off now minus mortgage :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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