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Abba1772's Debt Free Diary

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Comments

  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Thats great news on the job :), even pretend money is not there until 4 weeks later like 4 weekly... I cdnt do that personally I would want to spend :P xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    monz wrote: »
    Thats great news on the job :), even pretend money is not there until 4 weeks later like 4 weekly... I cdnt do that personally I would want to spend :P xx

    It'll be handy for hubby as he burns through his wages after two weeks then constantly complains still not told him I'm chucking majority of his money he gives me towards debt

    Got the council coming round in 10 minutes to fill the space my after schooler left so here's hoping it's successful :cool: I'm sure it will be.......one wee mindee off with a ear infection poor wee soul xx

    Right off to get the rest of the paperwork sorted if this girl wants to sign up with me.....here's hoping extra pennies xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,829 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sure all will go well:). Xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 22,104 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news about DH's job :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Puppy snoring on my lap and kids playing away with the Lego nicely so thought I would jump on here for 5 minutes

    Well meeting was a success signed up the boy for 3 days :j therefore not losing any money and his first day Is this afternoon :eek: so technically I'm not losing any money :T

    Sent £6.46 towards the barclaycard it's going down nicely I reckon, selling two phones one was mine so whatever I make from that will go towards the barclaycard hoping to get £40 for it and the other phone is abbies old phone someone collecting it today apparently but we shall see, this money goes to hubby as he bought Abbie the phone and she's paying him back :cool: so fingers crossed they turn up.......there's an awful lot of timewasters on fb tbh

    Went through my avon orders so far we have £380 in orders next collection of books is tomorrow night so hoping I get more orders and it's back to half and half towards the debt and our household as determined to get this gone by Xmas :D
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,104 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news about the new child :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Managed to get £725 in avon orders so we will make £172 in commission :j so hopefully I'll put £100 towards the barclaycard and I'll put £72 aside for family time or bits and bobs :D

    We have a child free weekend :D so we've just chilled out car went through its mot and it passed with flying colours :j so we are getting a cheeky takeaway and catching up on our programs :D

    Tomorrow is top run day hoping to get the rest of the garden sorted out before the weather turns ........can only hope

    Also need to replace our microwave as the seal has went :mad: and my toaster has decided to not toast :mad: only one more thing to go and that's the three things broke :rotfl: so need to go and compare prices and get them replace asap

    Right off to collect my dinner xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Evening :hello:

    Been a productive day today :D

    Sent just under £200 towards the barclaycard :j

    Set up playgroup 18 kids attended, came home did lunch for me and my two mindees before doing the nursery run

    Walked into town to put my wages I got on Saturday into the bank picked up abbie a cake tin as we've discovered baking helps her anxiety a bit :T so this saves the cakes lying all over my kitchen :rotfl: and tempting me :)

    Came home mindee got picked up then it was time to get the after schoolers

    Seeing as it was dry they all got chucked out the back and seeing as we got rid of the old metal shed last night I started ripping the weeds out the back near the fence filled any divets with bits of rubble then hubby came home and put bit of wood at the bottom of the fence to prevent the piggy going under the fence and I filled the gap in with stones........looks very smart

    Hubby then put all the wood and plastic cut offs away my back garden looks huge and so tidy :T so defo productive

    Made up notices for the community centre need to print them off tomorrow morning and get them put up tomorrow afternoon :T

    Sold abbies old phone all the money went to hubby to pay him back for her new phone so she only owes him £50 :) so proud of her

    Also went through uswitch to switch my gas and electricity saving me £20 a month allegedly lol...........plus got £25 cashback woo hoo

    Also waiting fir someone to buy xanders old phone hoping for £30 if so that'll be winging its way to the barclaycard :T we shall see :D

    Then I'll have a rummage and see what else I can sell :T need to mKe pennies to clear this loan before Xmas :cool:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,829 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Well done abba :j :j :D
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Today has been manic more so than usual

    Got up put a wash on seeing as it's a beautiful day :j got Kk up wiped the bathroom down quickly as it was looking a bit sorry for its self now it's all sparkly, did this while Kk was having his cereal :cool:

    Printed out the notice for the community centre :D dropped Kk off at school and then took puppy to my grans as she was lonely so now she's got company, she's a time share puppy :rotfl:

    Picked up one mindee from the school and we headed back in time for the other mindee, jumped on a bus £3.50 went to the bank to put money in, bought juice for me and mindee £1.29 then it was off to toddlers £2

    I contacted a rodent catcher as I think we have a wee field mouse behind one of my cupboards so he's coming round tonight which will cost me £80 but that's for three visits over three weeks. We have construction going on around us due to new houses being built so fingers crossed he'll catch it, so the money I go at for xanders old phone will go towards that and hubby gave me £20 last night so technically I'm only £30 down gutted I can't fling it towards the barclaycard tho .......oh well

    Came home quickly to put the other washloads out whilst one of the mindees was sleeping and stuck another load in will get that out are the school run :T

    Nipped into the community centre to photocopy and put up the notices around the centre

    Dropped mindee off at nursery and picked another mindee up :T walked up to lidl spent £13 on cold meat, quiche, apples, grapes, milk, bread, juice and salad stuff

    Walked back home kids are playing waiting on wee one getting collected in 10 minutes then it's off to get my wee Kk then nip to post office to get the money for the mice catcher :T and hopefully I make it home for him arriving if not Abbie is here :rotfl:

    Finish work at 5.30pm so not too bad might crack on with the ironing pile later xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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