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Abba1772's Debt Free Diary

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  • jwil
    jwil Posts: 22,116 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the weight loss :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    What is your secret for weight loss! xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    monz wrote: »
    What is your secret for weight loss! xx


    myfitnesspal monz just tracking everything i eat same concept as weightwatchers but im not scared to have a treat anymore as long as it fits into my calorie limit which is 1200 calories a day

    plus lots of walking i aim for 12000 steps a day :eek:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    I'm shattered feeling it from yesterday where it was all go go go

    Started work at 7.15am didn't finish til 6pm, set up playgroup £3 only 12 attended like it when its quieter but it sounded like it was a lot more :rotfl:

    Came home and fed three amigos before dropping two of them off to nursery.

    Walked up to the town as the little one had a horrible cough so a walk in the fresh air was what the doctor ordered. nipped into lidl spent £4.50 on lettuce, jersey potatoes, tomatoes, bread and cucumber.

    the it was into savers for fabric conditioner, two bottles of coke as abbie had a dodgy tummy, a bottle of water for my wee cougher and

    Also managed to get 3 fathers day cards for hubby for sunday, just need to get his aftershave hes just finished and hes all set think i spent £2.60 on cards.

    got four wash loads out on the washing line and another one washed ready to put out this morning, think my washing machine will want to quit soon :rotfl:

    No debt repayments every penny still going into the savings final holiday payment due Sunday will do it Friday still have £134 due to me from Abbies' friends mum

    Also managed to get rid of three Avon orders last night too :T had enough to pay my invoice but the post office wasn't open today so will pay it tomorrow.

    Today has been a bit more laid back, got my washing out this morning even tho now it looks like it'll chuck it down .......where is this nice weather we are meant to be getting :mad:

    grabbed a quick shower whilst kk was still sleeping, got all the towels in the washing machine before getting sleeping beauty up :rotfl:

    started work at 9am wee one wanted a chill out morning so a morning of play doh and colouring in followed by a walk to the post office only to discover it's closed :mad: got home before my other mindee started :T somehow got conned out of a sweetie for mindee when we were at the shops 65p and a pot noodle for Abbie £1.19.

    plans for after I've dropped the girls off at nursery is to get my bathroom all bleached as Sunday i blitzed the rest of the upstairs so this is the only room needing tackled then i'll be sitting don to watch a episode of trashy tv :D before doing the school pick up at 3pm.

    I have 3 more avon orders to deliver then I only have one remaining not 100% sure when they will be paying for it tho :mad:

    i think tonight we will be attempting to level out the grass round the back as its went bumpy due to the horrible winter we had so we have the stuff in to do it its just a case of getting everyone to help :rotfl::rotfl: so i will be forcing everyone including the kids to help out ....team effort.

    We are supposed to be going to livingston with the two older kids but abbies flung a spanner in the works so she wont be coming with us so it'll be a day with just Xander which will be a rarity so I'm looking forward to it :D bonus will be we won't be spending as much money as with only one child :rotfl:

    right off to get ready for nursery run xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    oh yeah just had my renewal in for my house insurance they are wanting £552 annually but already did a comparison and I can get it for £198 plus i can get 2 for 1 cinema tickets and meals for a year.......will be phoning the company to confirm this price after i've done the nursery run.
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,116 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's a crazy expensive house insurance quote! Hope you get the cheaper one.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Evening :hello:

    I'm soooooooooooooooooooooooo tired this has been day two where I'm just shattered

    Well sorted out my house insurance managed to secure it for £266 so half of what my old insurer was quoting :j had money in my savings so just paid it upfront for the year which means the £44 i was paying towards the insurance every month will be helping reducing the loan after i get back from holiday ;)

    Started work at 9am because i didn't have my baby mindee we went to the softplay :T spent £18.90 in there on admissions and lunch for my girlies they were shattered one fell asleep on the bus :rotfl:

    paid my Avon invoice on the way back from softplay so that's another thing off my to do list :T

    Dropped the girls off at nursery and found out it was sports day, no one had informed me or the parents :mad: so I said I would come and cheer them on, took videos and photos of the girls and sent them to their mum's who were so appreciative :A

    Picked the after schoolers up and nursery kids up came home and put a movie on for the kids as they all looked shattered.

    Whilst they were doing this I paid off the remaining balance off my holiday so its officially all paid :j:j:j:j:j:j 2 weeks and 4 days until we go away I can't wait :D

    Off to Lidl after the last mindee is away....hes getting a cheeky shot of the tablet whilst he is the last one here I finish at 6pm so need to get some food in as freezer is bare :rotfl: but I don't want to do a huge shop as we only have a couple of weeks to go

    still waiting on my £25 coming from a survey site that'll be getting chucked to the holiday pot :D and i have £27.46 in PA and £1.70 pending will cash that out next week so I can use that money for lunch at the airport........already checked the prices of the weatherspoons in there :rotfl: and I think i have over £10 in Qmee so its all adding up nicely

    Hoping for a early night tonight as I can't handle being this tired

    Hope everyone is well xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,845 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You are awesome.
    Not surprised that you are so tired though. xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • I wish I had your energy Abba, or even half of your energy!
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 95,845 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I wish I had your energy Abba, or even half of your energy!

    Or even a quarter!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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