Abba1772's Debt Free Diary
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Barclaycard is cleared :j:j:j:j:j:j:j:j:j:j
Happy mothers to me
Now need to start next target
Debt waits for no one :cool:
Wooooooooo! :j Well Done!! You're an inspiration :TChanging my Family's Future!! - Starting again!!!!
Current Progress -
Debt - Start date 31/8/22 = £7,252.78
Savings 31/8/22 - £0
plus £1000 EF - £0/£1000 = 0%0 -
Holy moly! Well done! You're running away with it this year - what an amazing achievement.
What's your next target? The eye loan? <-- Just looked at 'eye loan' and it sounds weird...Sealed Pot Challenge 075
Pay off by Xmas 2019 #02 - target £10,0000 -
Right next target
I want to clear my small loan I got for laser eye surgery as I always forget the payment is due and it mucks my sums up.
The total would be £1248 outstanding by the time I phone up at the end of the month.
so far I've cashed out on top cash back and qmee and have £28.45 in the savings account and cashed out another £37 from PA so as soon as that hits the account I'll transfer it over
So new target is £1248........would ideally love this to be cleared by the end of the month, I'm certainly pushing it put I would like to have two months of savings for our spending money for our holiday plus I need to buy new holiday clothes and trainers for everyone :rotfl: xx
New total is £28.45 / £1248
I'm leaving my wee barclaycard achievement on my signature for a little while longer as I'm really really pleased it's cleared :TNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Barclaycard is cleared :j:j:j:j:j:j:j:j:j:j
Happy mothers to me
Now need to start next target
Debt waits for no one :cool:
So pleased for you :j :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Barclaycard is cleared :j:j:j:j:j:j:j:j:j:j
Happy mothers to me
Now need to start next target
Debt waits for no one :cool:
Wow that's amazing, well done :T :beer: :T.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
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Good luck with the loan target :T"If you can dream it, you can do it". Walt Disney0
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Wow Abba you're one debt busting machine! It's brilliant news that the Barclaycard has been cleared so quickly - we'll done :T. Good luck with the loan target .LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
Thanks everyone is greatly appreciated xx
Sold two Disney shirts on fb put money straight into the savings account have £40.76 / £1248 so need to post a parcel today as well :T
It's day two of the school holidays Xander is going out with his gf to see dumbo, one mindee is away to a activity club from 10am til 3pm so me and Kk and my other mindee are going to the inflatables today, need to spend money today :eek: shocking lol xx hopefully we can be under £15 this will include snacks and drinks so fingers crossed :cool: need to nip into homebargains and get potatoes and tins of soup
Hubby off work today think he's got a nasty viral infection he looks rotten he was off yesterday as well which isn't like him at all he did try to get ready for work but he was struggling so out him back to bed and I grabbed a shower
Waiting on my mindees turning up.........wonder if they'll be late :rotfl:
New bed arrived last night it's so pretty........managed to get the lift up storage bed as I need the space to hid pressies at xmas time, managed to have a clearout of some stuff that was already under my bed some made it's ways to the bin and some will be going to the charity shop :T
Also sold abbies old bed to a friend they'll be picking it up on Friday so should make £30 from that :T this will be put straight to the savings for paying off the loan still no more sign of my payout from PA so fingers crossed it's here soon, I'm already getting impatient :rotfl:
Have two piles of kks clothes on fb...........the amount of time wasters is unreal I'm in no hurry to sell them, most of it are decent branded stuff yet people think offering £10 is accptable :mad: kks pile alone was probably worth £200 when bought brand new I'm only asking for £25 so I'm not overpricing my stuff
Still to put xanders stuff online, will do that today I reckon :cool: we shall see
Right off to organise the clean washing into ironing piles and stuff that can get put away straightaway xx
Hope you all have a lovely Tuesday xx
Got a childminding meeting tonight as the Scottish government are coming along to see how we are getting on with the funded sessions so it's a good opportunity that starts at 7pm, hoping I finish work at 5.30pm so I have time for my dinnerNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Woo hoo PA payment came through just now so I've put it straight to the saving account
Now have £78.73 / £1248
Not bad for free money so far this month :j
Spent more than I wanted but needed potatos soup and coffee which is expensive enough plus £8 on admission to so play .......oh well it's our only big day out this week :cool:
Off to finish the rest of my ironing pile, I started it whilst waiting for mindees to turn up and now they are sitting watching a movie as they are all knackered out from the soft play :TNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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