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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Homegrown0 wrote: »
    Hope you got a better night's sleep last night - it's horrible trying to function on poor sleep levels. Shame about Abbie but hopefully the right thing will come up for her soon.

    I did sleep better thanks although need to get to bed early tonight as start work at 6.30am til 6pm tomorrow :eek::eek::eek::eek:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    It's a day in the house today as one of my wee mindees are feeling poorly not complaining as it means I don't need to pay playgroup and bus fares today :T

    Sent £10 towards the barclaycard :T

    Also managed to get my funded session paperwork started, 9 essay questions have completed 4 :eek: hopefully finish them tomorrow afternoon then that's another set of paperwork sorted then they come do a house visit some point this month but they've done it before so I'll ace that's bit of it :cool:

    Plan for the rest of the day will be to do my exercise DVD after I've done the nursery run grab a shower pick up the after schoolers, Kk wants to watch a movie after school think it's Jurassic world so I'll get on with my ironing pile and make homemade chicken sorry for dinner

    I've offically quit weight watchers it's not working for me any more since they swapped the plan a year ago so I've been logging my food and activity on myfitnesspal and weighing myself at boots every Saturday as it seem simple to be working as lost another pound last week hoping for the same this week only 8 pounds to go before I'm back at my wedding weight but need to remind myself I'm building muscles as well

    Right off to get ready for the nursery run xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,210 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the weight loss :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    What a horrible night.......the weather was atrocious last night kept battering off the window went to bed at 10pm didn't get to sleep til 1am :mad: then woke up at 5.45am :(:(:( but i'm not as tired as i should be tbh. Need to get my window check on as it makes a slight creaking kind of noise not good considering they've only been in less than two years so i'm hoping it might just need resealed...........will add it to my to do list, the joys of owning your own home I guess.

    Avon delivery is here put it up the stairs and the girls helps me sort it into piles ready for me this afternoon to sort it out into bags :T

    Girls played with the toys whilst i finished off the remaining essay questions for my funded session paperwork and it has been submitted, house visit is on Friday :eek:

    Girls are drawing some masterpieces so thought I would pop on sent £15 towards very to cover my gym trainers :o which i use to do my exercise dvd and £15 towards the barclaycard :T

    Plan for the rest of the day is to do the nursery run, come home do my exercise dvd grab a shower and then try and get some orders sorted before I do the school run and I WILL be doing my ironing pile whilst the older kids do their homework as it needs done as I didn't do it last night then finish off sorting out the orders and then chill with hubby.

    no doubt I'll fall asleep on the couch :rotfl: but it'll be well deserved :p
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,210 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have a good day abba. Your sleep on the couch will definitely be well deserved!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    I say a sleep on the couch would deffo be deserved lol xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I didn't fall asleep on the couch but got a much better sleep last night thank goodness

    Today is a long day..........Started work at 6.30am :eek::eek: and won't finish til 6.30pm tonight then I have a childminding course at 7pm til 9pm so its a long a s s day but thank goodness tomorrow is Friday

    Managed to get all my Avon customers texted to arrange deliveries most of them are getting delivered tomorrow :j:j:j

    Not long back from doing the nursery run and my wee mindee is sleeping so thought i would crack on with getting more paperwork sorted as don't wan to do my exercise video this afternoon as I can't leave wee one whilst I get a shower so will try and fit in a extra day next week somewhere :cool: I promise

    But you know what happened......my printer ink decided to run out just at the last page i was printing :mad: typical so I've ordered one from Argos and I'll pick it up on Saturday after I've got weighed :D and the Community association will be reimbursing me so I'm only out of pocket for a wee while :D

    Sent £15.50 towards the barclaycard would love for this to be below £1700 by this weekend.......we shall see :D depends on the spends this weekend but I'm sure it'll be fine :cool:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I'm soooooooo tired :( kids are all having their breakfast so I've popped on here as I don't know when I'll be back on as it's a manic day today

    Started work at 7am til 5pm today :T

    Sent £125 towards the barclaycard, only £16 to get me under another hundred bracket aiming to get this card under £1500 by the end of the month :cool: then it'll be a home run after that :T

    Will need to deliver two avons just after I've dropped Kk off at school and the nursery go set up playgroup

    I've then got lunches to do before we do the nursery run and need to be back for 2pm as the ladies from the childminding courses I've been doing every week are coming round to do a house visit :eek: hoping it's a quick one got one of my mindees folders ready to look at :T

    Got after schoolers to pick up at 3pm then once I'm finished a 5pm I'm off for some baby cuddles :T:T:T as my new baby nephew is down to visit so need to put all the avon for deliveries tonight to be put in the boot so we can be there for a little while before we go out to deliver it. Also need to feed the kids a quick dinner tonight before we go visit as don't know what time we will be home after the avon is delivered

    Got over 40 orders to deliver tonight :eek: can't complain tho extra pennies for us :T

    I will have earned my bed tonight :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    OMG Abba not even April yet and paid off over £3,000!!!! Think of all the money will save when debt free :D xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    monz wrote: »
    OMG Abba not even April yet and paid off over £3,000!!!! Think of all the money will save when debt free :D xxx

    I determined that's for sure lol xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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