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Abba1772's Debt Free Diary
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Cheapest I've seen these phones was Giffgaff at £249 So got a wee bargain xxIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Afternoon :hello:
Been in a c r a p p y mood all day today back to the non payment fiasco again mum says she had transfered the money over to the dad and he would pay me on Friday, dad collects has no idea what I'm talking about and then says he'll nip to the bank and get the money........brilliant.
Dad doesn't show so I message him at the weekend get some rubbish excuse that the bank swallowed his card and he'll pay me today :mad: .........mum dropped them off this morning and I asked if her man was dropping the money off tonight.......she did not look pleased at all as she thought he had paid me :eek: I think she's going to kill him but that doesn't help me does it
Then to make matters worse he sent their gran to pick them up so he doesn't need to face me :mad::mad::mad::mad::mad: so sent him a message and I think this weekend I'm sending letters out stating that I will be applying later payment charges as per my contracts as I've had enough now
I've got the exact amount needed for the mortgage going out tomorrow but that's besides the point I've been too lenient but enough is enough
Sent £7.66 towards the Halifax so it's still going down :T only £52.92 til I hit my mini target ..........not sure I'm going to do it but I'll try xx
Been a busy day just finished working.......got a community meeting to go to at 6pm so no chance of dinnertil I get back really hope it doesn't drag on too long as it's been a long day as started work at 7.15am and not long finished xx
Right off to get ready.......hope you had a better day than me xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Oh so sorry they're messing you around, can't stand people like that! We've got a Mum at club who told a colleague that she had already paid the entry fee for he daughter for a competition when she hadn't and recently her daughter came to club with a friend and the friend's Mum said oh apparently her Grandad pays in block when he drops her off, I told her he doesn't and she was really apologetic (not her fault) and went to get some extra money!
Luckily mine is only a few pounds a week but your parent can't not pay you!
Well done on the payments, but boo to the meeting - hope it's a short one for you.
H x0 -
That's awful that you haven't been paid again. Definitely apply the charges agreed in your contract. Could you get your regulars to pay via standing order/online transfer a week ahead?
Well done on the payment. You're doing really well with your debt busting.xLBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
AdventureWanted wrote: »That's awful that you haven't been paid again. Definitely apply the charges agreed in your contract. Could you get your regulars to pay via standing order/online transfer a week ahead?
Well done on the payment. You're doing really well with your debt busting.x
She used to pay me via online transfer then it was either cash in hand or online transfer but since she's came back from the summer holidays it's been cash in hand which isn't a problem but it seems to be becoming a habit of non payment and I've had enough xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
hugglemonster wrote: »Oh so sorry they're messing you around, can't stand people like that! We've got a Mum at club who told a colleague that she had already paid the entry fee for he daughter for a competition when she hadn't and recently her daughter came to club with a friend and the friend's Mum said oh apparently her Grandad pays in block when he drops her off, I told her he doesn't and she was really apologetic (not her fault) and went to get some extra money!
Luckily mine is only a few pounds a week but your parent can't not pay you!
Well done on the payments, but boo to the meeting - hope it's a short one for you.
H x
It was a three hour meeting :eek:NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
That is shocking Abba!!! Is there anything else you can do about it!!!xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
That is shocking Abba!!! Is there anything else you can do about it!!!xx
Apart from give notice to not look after their kids anymore then I lose out on money......not really monz joys of being self employed just need to get tougher xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Hi Abba
Can you ask them to pay you at the start of each week due to their recent behaviour? Or even daily?
LL xx£38,000 and change to £00 -
Hi Abba
Can you ask them to pay you at the start of each week due to their recent behaviour? Or even daily?
LL xx
I'm putting a letter out to all parents stating from 1st Sept stating if late payments do continue I will be looking for payment in advance xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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