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Abba1772's Debt Free Diary

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Comments

  • jwil
    jwil Posts: 22,104 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I think it's worth it with the Lira. I love how you manage to balance nice holidays with debtbusting. :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    jwil wrote: »
    I think it's worth it with the Lira. I love how you manage to balance nice holidays with debtbusting. :)

    This will probably be the last one with all the kids as abbie is growing up xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Well I've finally managed to get round to comparing gas and electricity prices and I've switched from Sainsburys energy who were ineffect British gas so I've jumped ship to sell Scottish hydro saving £212 a year which is about £17.73 a month :T

    Plus went through cash back site and got £28 which is already pending in my account brings me up to £92 pending and £20.56 confirmed :D

    Plus I get access to concert tickets faster I think for the Scottish hydro events :D. Might come in handy
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,829 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Take it Abbie is going back to school for 5th year?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    beanielou wrote: »
    Take it Abbie is going back to school for 5th year?


    Yes she's staying on

    Because of her hip issue it's flung her chosen career into a question mark so she's wanting to stay on and get as much qualifications as she can then she'll see what's happening with her hips

    Still awaiting her results tho hoping to not be waiting too long xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,829 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    abba1772 wrote: »
    Yes she's staying on

    Because of her hip issue it's flung her chosen career into a question mark so she's wanting to stay on and get as much qualifications as she can then she'll see what's happening with her hips

    Still awaiting her results tho hoping to not be waiting too long xx
    Hopefully not too long to wait then :) xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    How are we all???

    Sent £10 towards the Halifax card still paying off the interest that was added on the 12th :mad: but next statement shows I'll save £20 in interest so that's a bonus I guess, another £20 to be paid off before my card balance starts to reduce again :j

    Working 8am til 6pm I'm shattered already tho hoping the walk to soft play will wake me up

    Needing to get cold meat, bread and chips today can get them on the way back from the soft play will nip into lidl

    Need to get my ironing pile out of the way today a snack well got school jumpers and shirts to iron as well trying to be organised for next Wednesday :rotfl:

    Hope you all have a lovely day xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Have a lovely day

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    My lazy bum kids are all still sleeping letting them lie in as it's been hectic here the last few weeks

    Don't start work til 10.30pm then we are off to brave the streets of Glasgow city centre as it's uniform shopping for Abbie :eek: thank goodness I only have one mindee today who's all excited for going on the train then to McDonald's bless him he's had a real tough time with it lately as his mum handed him over to social services but he's now with his gran and we have fought to keep him with me for childcare so he has a routine and he feel s safe and secure here so thank goodness it got confirmed yesterday that he's staying on with me his gran is delighted :T

    So plan for today is to hit primark as she's wanting black jeans / trousers and jumpers hoping to get it all in there as I hate shopping with the kids :rotfl:

    Need to nip into the Apple shop as abbies 5 month phone is bending and the glass is lifting :eek: not a happy bunny so will see what they say will happen to it as we do have an appointment on Saturday but Abbie wants to know if they plan to send it away as she relies on the phone so I want her to have peace of mind what's happening

    Sold bobs old phone yesterday got £110 for it are a lot of timewasters on fb think I haapd about 30 people asking if it was still available and never replying when I said yes........and the amount of scammer she on gumtree omg :eek: so a lovely guy collected it last night I've put £30 by for my blinds in my bedroom getting replaced on Friday afternoon and the rest got smacked into the Halifax........was going to convert it into lira but I need to card down quicker than I need lira as we aren't going away for a year so I want the card gone :cool:

    Card is looking good as you can see I'm only £258 away from this months target I'm feeling confident I can do it :T avon is due on Friday so hoping to have about £60 to fling as it are I've paid my invoice :D

    Right off to get the lazy bums out of their bed as need to get organised xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,104 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have a good day, that's nice that the mindee gets to stay with you.

    I agree about timewasters on FB :mad:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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