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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Hubby sold spare van seats yesterday as he wanted them out the garage as we don't need them.......so we got another £30 for them :T so money in the tin and space in the garage win win :T

    Been a funny week I've hardly had any kids cause college is winding up soon for my students and it's mega sunny here so they've been keeping their kids off but I'm still get paid

    Can't complain as managed to get my ironing pile all done today just need to put it all away now ;)
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Hope we are all enjoying the bank holiday weekend

    We had a BBQ last night with friends and family ended up using the money we got selling the van seats and the roof rack but do you know what it was worth it as we were making memories

    We also attended a wedding on Friday so we've been busy

    My kids are still asleep and I have playgroup to open up plus I have a day off :eek: so far this morning

    Sent some money over to the Florida tickets and I've paid off just over £2k :eek::eek::eek: yey :T:T:T still waiting on the vat money coming from the insurance quote so impatient lol but this would really help us out as it would mean we wouldn't need to put any of the tickets on the credit cards :T:T:T

    Got a Washing out on the line and have printed off all my paperwork I need to photocopy for my meeting tonight at 6.30pm but I can do this whilst I'm at playgroup xx

    Hoping for a nsd today :D

    Got to go and get ready xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,804 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Making memories are priceless.
    Have a good day :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou wrote: »
    Making memories are priceless.
    Have a good day :)

    I agree, a family barbecue is money well spent :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Evening :hello:

    What a day :eek:

    Has xanders sports day......boy can't run the length of himself :rotfl: but he tried that's the main thing

    Then Kk tripped fell and and has made a proper mess of his knees :eek: blood everywhere poor wee soul took about 5 hours for it to stop weeping but it's stabbing over now thank goodness :T

    Sent a small payment towards the Florida tickets :D

    Chased up the insurance money as it should be only to be told it was rejected on Tuesday (when they phoned to tell me it was improved :mad:) but then it was approved on Saturday so another week to wait for the money, cutting it a bit fine to pay these blooming tickets off :mad:

    Finished work at 6pm I'm shattered as Kk woke me up in the middle of the night could feel myself wanting to go to sleep at 7pm woke up a bit after my dinner but defo a early night is needed

    Hubby has picked up some shifts working with his friend who owns his own building company (same friend who did our fence) :T was only meant to be two days but now he's got work right up til we go on holiday :j:j:j then he'll have work after our holiday right up til he goes to college in September

    Yes that's right hubby is offically a full time college student for gas engineering starts September :T:T:T:T so proud of him we need to apply for his bursary and travel expenses but we can do that online :T and it guarantees him a job at the end of it and gets his gas safety certificate so that's a go :T exciting times ahead for hubby xx

    Sorted out the tax credits award and notified them that Abbie is staying on at school so our award doesn't get chopped..........need to wait for the paperwork to come through so I can apply for the kids clothing grant as this has been the first year we have qualified for it so that'll help a massive lot towards uniforms this year although we won't get the money for abbies until she goes back to school :mad: she's the dearest to buy for :mad:

    Enough of my rambling off to chill out before bedtime xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,804 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news for your OH :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 22,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad your OH has found some work :) Glad you had a good weekend, hope the insurance pays out quickly!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,804 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy Wednesday :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    jwil wrote: »
    Glad your OH has found some work :) Glad you had a good weekend, hope the insurance pays out quickly!

    Got a letter confirming it's been sent to my bank account should be in my account by Monday at the latest :mad: tickets need clearing next Wednesday :eek: I'm determined to get these tickets paid

    Hubby has picked up a extra shift for Sunday :T which means he's working 6 days this week should be about £300 earned this week :T if so then if I need anymore money for the tickets hubby con contribute and we have a BBQ at his cousins on Saturday so we are all planned out.

    Been a chilled day so far started work at 9am and shall finish at 6pm :eek: think I have a bit of a throats cold it's itchy and scratchy and I have had a headache for a few days now might just been the sugar withdrawals :rotfl: as I'm not eating rubbish just now :rotfl: got 5 weeks and 3 days til Florida so need to step up my game and shift this weight..........not eating bread for a couple of days folded today as kids wanted eggy toast only had one slice tho :rotfl:

    Right off to take kids to nursery xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,804 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You can do it :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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