Abba1772's Debt Free Diary
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Sounds a rough few days. Congrats on the debt repayments and the savingsAchieve FIRE/Mortgage Neutrality by mid 2030
1) MFW Nov 21 £201,999 with 236 payments to go - now £183,036 Equity 26.8%
2) Spend on handyman & external building works & new patio door £12.65K
3) CC £4.6K on 0% spends card but offset by £33.8K savings (part EF, part future home improvement)
4) Mortgage neutral by June 2030 AVC £10.2K/£127.5K AVC target 8% value at 15/5
5) FI Age 60 annual income target £13.7/30K 45.7%0 -
Was informed by the doctors that I need to wait up to two weeks for abbies X-ray results even tho the doctor at the hospital told us she's out of line but didn't tell us how we can ease her pain :mad: so I sent her along with her gran to seee a shiatsu massager who has corrected my mil's back problems and they've advised me that abbies legs are 4mm out so one leg slightly longer than the other :eek: so he's tweaked her back into place and she's walking a lot better but still in a bit of pain but she's to do a combination of stretches twice a day.......he says it's similar to footballers groin injury and will take a couple of weeks for the tendons to go back into place........best £32 I've spent so fingers crossed she feels the benefit of it xx
Was meant to be starting work at 7am but they didn't turn up til 8am then asked for a extra 2.5 hours (he's having a nap now :T ) so extra pennies :T
Delivered 6 avon orders before starting playgroup :T set up playgroup and 17 kids attended :T
Took the kids home and fed them all lunch then it was off to nursery alongside 3 more avon deliveries :T plus someone posted money through the door so just need to post that through their door tonight
Have about 6 boxes to deliver tonight :eek: got a few returns so we should make about £140 in commission so I have decided from now on whatever we make over £100 in commission (£50 to my purse, £50 towards the Halifax) the rest will go into the Florida tin so hopefully we will have £40 going into the tin next week
I've also got a cheeky £13 going to the tin tonight :T as a customer ordered something but I got it off of avon as a birthday present in December but I'll never use it so I've sold it to my customer......it doesn't count towards my avon sales figures but I'm happy it's going towards my tin which means this week I've put £58 this week into the tin :T might find a cheeky £2 to round it up to £60 :T
Got after schoolers today taking the. To a FREE arts and crafts club after I've go at the kids from nursery as meeting up with parent to collect his two munchkins at 3.30pm so once they are collected we are heading straight up there then I'll finish at 5 and hopefully fit in day 9 of shred........will do day 10 after I get weighed tomorrow as was seriously gutted to put on 3lbs and to be told there was no way I gained muscle that quickly in a week :mad: so was proper pi:mad::mad:ed off as monz can vouch for :rotfl:
Sent £17.95 towards the Halifax........just skimming the last of the £2600 mark :rotfl: hopefully be able to fling something else towards it this weekend xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
You never stop.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Day nine of body shred done......bit achy but it's done
Sorted out the avon have three boxes and a few heavy bags to be delivered tonight xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Well done on shredI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Day 10 done on the shred then made the mistake of watching the next level :eek::eek::eek: I might actually die on Monday as tomorrow is my rest day looks painful tbh :rotfl: but I will do it :j
Managed to collect enough from our avon deliveries to pay my invoice and put the £13 in the tin plus hubby gave me a extra £5 so we've put £63 in the tin this week :T
Sent £9.82 towards the Halifax today bringing us under the £2600 mark :T still on track to getting this under £2500 by the end of the month xx
Lost two pounds at weigh in :j long may it continue xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Great news on under £2600
Great weight loss :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Oooooooo I got anew badge for slashing my car insurance go me :j wonder what other badges I could get xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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