Abba1772's Debt Free Diary
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Yay you are back together again xxxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Yay your diary is back0
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Afternoon / evening :rotfl:
Is it bedtime yet???
Wee Kk got up at 3.45am coughing and spluttering poor wee thing then up again at 6.30am burning up..........sick of him being poorly but this is the season for him being poorly least there has been no hospital visits so far ......touch wood
So started work at 7am wasmeant to finish at 2pm but mum texted me asking for a couple more hours as her kitchen flooded :eek: so of course it wasn't a problem and it's extra pennies for me :T
As Kk wasn't feeling too hot decided to skip toddlers and go for a walk into town and get all my wee jobs out the way I needed done
Found a set of keys in the middle of the road so handed them into the police station
Took some broken gold I found in my jewellery box to see if it was worth anything..........apparently it was lol £160 to be precise :T stuck that in my bank and sent it straight at to Halifax :cool:
Went into cex with a couple of games got £2.70 but gave it to Kk to spend on himself
Returned my dodgy duvet set to homebargains but as I need to get stuff whilst I was in there my shopping only cost me £1.58 instead of £18.57 :T finally got bulbs that I need as at least every room needs a blooming bulb replaced
So my Halifax statement starts on the 12th of every month and whilst I was logged on I've only just noticed that since the 12th January I've paid £1006 towards this Halifax card :eek::eek::eek::eek: didn't realise it was that much I'm genuinely shocked not sure if I'll manage to repeat this again this month but I'm sure I've nearly paid off the balance that was incurring interest so soon all my debt will be 0% which will be fab :cool:
So I'm still aiming to get this card at £2900 by the end of the month and I am hoping to pay off the Argos card next week when college pays me for the two college students kids I look after xx
No the having much luck with the surveys at the moment pa is pants :rotfl: yougov is slow and opinion post is blah but I'll keep at them xx
Right off to see what I can make for my dinner xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Extra pennies good
You are doing so well with the Hellifax card :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Great to see your old diary back again :T :T :T Good thinking about merging, I might ask for mine to be merged now"If you can dream it, you can do it". Walt Disney0
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Great to see your old diary back again :T :T :T Good thinking about merging, I might ask for mine to be merged now
Just ask one of the board guides jwil.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
That's fantastic about the gold and Hellifax Abba :T. Hope little kk is better soon.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Great to see your old diary back again :T :T :T Good thinking about merging, I might ask for mine to be merged now
Just say the word.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Well last night was eventful.........ended up taking Kk to emergency doctors as he was burning up to the point his face was bright red and cal poly and ibuprofen weren't taking his temp down and his cough was getting worse
Doctors suspect he has croup I explained all the kids I looked are this week have a snotty nose and a cough so she says there was no point in my not working as they've all got the cold unfortunately Kk gets it worse but he's had his medicine and pleased to say the cough is improved thank goodness and he's eating.
Plus one of my avon customers was a nurse who just happened to be at the emergency doc so she made sure we were looked after
So you can imagine I never slept last night so I'm shattered but thankfully Kk did sleep
Sent £8 towards the Halifax under another hundred bracket and only £97 until I'm under the £3k mark :T:T:T determined to get this by next week which would be awesome xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Croup is the worst. My boy still gets this and he is 6. He takes after me, I used to get hospitalised when younger with it. Steroid shots help loads with it though. Hope we KK is better soon and docs say I am the "lucky" few who gets adult version aka fire throat and no voice which is rare lol... hope our boys dont get that!
woo you will defo get under £3k defoDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800
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