Abba1772's Debt Free Diary

Hiddenidenity

Hope you manage the early night and get rid of the headache xx

Rachel24

Hi Abba, I've spent the last few days reading your diary. You've done amazing!

abba1772

:hello: hi rachel24 thanks for reading must have taken you ages

Morning :hello:

Been up since 4.30am :eek: due to the silly rain and wind

Started work at 7am they're all eating their breakfast so jumped on

It'll be a spendy day today

Sent £400 towards very halving my balance this will be cleared at the start of November :T which means that's one item off my tick list that the financial adviser wants me to pay off :T

Also sent £13.51 towards the Halifax as well :T and we down in another hundred bracket :T

Will be heading to our FREE dance class today at the community centre then I need to nip to the local shop for curry powder for my beef curry as got hubby to cook a joint of beef and I've made hubby's and xanders sandwiches with it and I'll put the curry in the slow cooker ready for tonight

Seeing as we will have no kids tonight.......Kk goes to my mils every Wednesday night, Xander goes to my grans for his dinner and keeps her company and Abbie goes to her volunteer job we have decided we are going to lidls and do our monthly shop as well as b&m for my tins so need to make a list of stuff we've ran out of, the freezer isn't so bad so hopefully it won't be too bad on the purse strings xx

monz

Wow sending off a big chunk there Abba well done xx

Hiddenidenity

Have a lovely day x

Well done on the payments

abba1772

monz wrote: »

Wow sending off a big chunk there Abba well done xx

I'm telling you I was sorely tempted to send that £400 towards the Halifax but need to get very account cleared before end of December anyway as that's when my deal finishes xx

Got a £10 survey from pa last night which is broke down into three surveys one tonight at 9pm one tomorrow morning at 9am and the final one is tomorrow night at 9pm......all survey money is going no towards Xmas presents this year xx

abba1772

Hiddenidenity wrote: »

Have a lovely day x

Well done on the payments

You too hidden

Rachel24

Can I ask abba why financial advisor told you to pay off very account? I have a next account with a balance on and thinking I should maybe try and clear that next. We're hoping to move to a new house In the next year or so. Xx

abba1772

Rachel24 wrote: »

Can I ask abba why financial advisor told you to pay off very account? I have a next account with a balance on and thinking I should maybe try and clear that next. We're hoping to move to a new house In the next year or so. Xx

We are due to remortgage at the end of April next year so he wants all the little accounts paid off as well as a credit card which is why I'm tackling the Halifax card

We are at a horrific mortgage rate of 5.99% because of hubby's rubbish credit record but his is now perfect now so our financial adviser has told us he should be able to get us down at 2% which would be fab and if we keep it at the amount we are already paying we can reduced our mortgage by 8 years :T so I would be mortgage free by the time I was 50 :eek:

So he wants the very account paid off which has £399 remaining, the argos card paid off which has £330 on it.........these two accounts were used when buying my new kitchen appliances when I did up the kitchen and I want to pay off hubby's phone finance just so I can close another credit account down

jwil

Wow, amazing payments, well done Abba!