📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Abba1772's Debt Free Diary

Options
1247248250252253665

Comments

  • hugglemonster
    hugglemonster Posts: 1,245 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Wow 29 kids indoors, I had 21 this morning at sports camp but at least we were outside so the noise is reduced!

    Glad you've finally got some of your money, although I'm the same I would never give my card and PIN to anyone else. Good news on the reductions for ds shoes.

    Hope you enjoyed your lie-in, sometimes you just need a rest.

    H x
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Once it has. Only emailed 3 times though lol xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Used £50 from the back up fund and sent it to the Halifax along with a small round down

    The bit the bullet and phoned up Barclays who deal with the couch repayments and I have sent £108.80 officially clearing it :T:j:T:j:T and have decided I'll be putting the £55 what used to be for the couch repayment away in the savings and I aim to have hubby's phone paid off by end of October as well so that'll be another thing closed down on my credit file just in time for remortgaging in April :T

    So a productive morning money wise now need to head up to the town get a few bits that I need to get or do and then come home and start this ironing pile whilst I still have no kiddies about :rotfl: I seem to be avoiding it this week and don't know why :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Been to town and back managed to get £25 worth of prizes for the funday at the community centre on Saturday we have over 100 tombola prizes and we are hoping to make a donation to the cot death society in honour of the toddler who used to come to the playgroup who passed away a year ago :( and the rest should cover the trip I have organised to a farm park xx

    Also picked up deodorant 89p and fairy non bio £3.99 also picked up Xander a beautiful hoody from m&s was £20 reduced to £5.99 :T will go with his camouflage trousers I got him :T

    My wee Kk is on his way back he's still bunged up bless him that's been since we got back from holiday the poor wee soul :( hoping he will want to cuddle up with a blanket so I can make him rest but he won't as he's a stubborn wee monkey :rotfl: like his mummy xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Why is when you're trying to be careful with money everything runs out :mad:

    Had to nip to lidl for bread milk and cheese and ended up getting 2 huge packets of macaroni was £2.49 reduced to £1.50 each 3 packets of macaroni pies reduced down to 65p each two tubs of broccoli and cheese down to 62p each........these will be put in the freezer and I got yoghurts, 3 ready meals, vegetable stir fry, cold meat as well as my milk bread and cheese so all in all £20.29 spent :T

    Still need toilet paper tho :mad: hubby can get them on the way back from work tomorrow :rotfl: as homebargains was shut at 8pm xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on clearing the couch, another debt gone! :T You really smash them down!

    Great bargains too :D
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Abba think of the bargains though :)! thats fantastic and debt is going down :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    jwil wrote: »
    Well done on clearing the couch, another debt gone! :T You really smash them down!

    Great bargains too :D

    Thanks jwil

    Hoping to spend the day in the house we shall see as there are plenty of jobs to do

    We have the avon run to do tonight so far we have £340 so far which is amazing and our big order customers haven't put any orders in :T

    I have organised the girl wanting childcare for her son to come round tomorrow so that gives me time to get the paperwork printed off for her and make my house look presentable :rotfl: he goes to the same nursery sessions as Kk so I'm hoping that win the wee boy going Kk won't be as anxious anymore about going to nursery xx

    So plans for today is to sort downstairs and attempt to tidy the back garden as since we decided to rip stuff up it's been non stop raining here

    Sent another round down to my Halifax card :T it's great seeing it go down even if it's a little bit at a time and I'm getting excited to see what I've saved on the estimated interest :rotfl: yes I am that sad :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    We never seem to have anyone who sticks to doing Avon here :(

    Well done on the bargains and clearing the debt. One more gone forever :D
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    We never seem to have anyone who sticks to doing Avon here :(

    Well done on the bargains and clearing the debt. One more gone forever :D

    I've been doing it for 7 years now :eek: it was hard to start with and I'm very lucky with my regular customers but now it's proper taken off as two reps have quit so I've gained about 5 new customers with this book alone and I've gained at least one new customer with every book in the last 3/4 months so I'm very lucky

    Why don't you look into doing it hidden???? I normally split the money down the middle and half goes towards the debts and the other half we do something with the kids xx

    This book will be paying for the boys trampoline session for their birthday :T so I'm grateful I don't need to scramble for the money as it's £55 :eek: plus £10 on special socks :mad:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.