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Abba1772's Debt Free Diary

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Comments

  • You are doing brilliantly!! x
    LBM 1st Feb 2015 £18182 to go :o
    my diary: time to step up to the plate. SPC#079
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    Kids are eating their lunch so thought I would pop on

    Tiling is completed in the kitchen :j:T:j:T:j:T so that's another job off the to do list in the kitchen :D hubby just needs to plaster a couple of bits to level the walls out a bit before we get the wallpaper up :T bad news is hubby's back has started spasming :mad: so I've told him to rest as much as he can but he's went to work so hopefully he's doing ok but I'm not anticipating any work being done for the next few days :( poor hubby xx

    Have £46 winging its way to my account for refunds of tiles and trims as we over bought ;) and still waiting for the refund from PayPal which should be this week so I have £73 pending which will be going to the holiday account plus my normal round downs this week hoping to get it under the £900 mark by the end of the week ......we shall see :cool:

    Been to playgroup this morning £1 started work at 11.30 will finish at 5pm so not too bad going up to the bank to deposit all our coppers and need to pick up a parcel from post office and get some chips from lidl so that'll be quite a walk and anticipated spends are 50p for the chips :T

    So a LSD day today I hope xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    that holiday will be all paid off by next month :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    monz wrote: »
    that holiday will be all paid off by next month :D xx

    Aiming for 17th March, we shall see as have dreaded car tax to sort out as want to pay it off in one instead of monthly xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Woo hoo checked bank account as my PayPal refund was being transfered into my account so double checked and my b&q refund has went in there so I've sent £47.63 over to the holiday account which brings me under the £1k mark...............£996.80 to be exact :j

    Now to get it under £900 by the end of the week :cool:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Sent £2.01 towards the holiday fund today officially Nadda in my bank account now til tomorrow when tax credits go in

    Spent £2 getting juice for me and that's all that's needed today

    Poor hubby off work today he's busted his shoulder dock says he pulled the big muscle in his shoulder xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Poor hubby Abba, you're both doing so well with the kitchen but no point risking further injury by trying to keep on. Hope the bit fo rest does him the World of good :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Added to the credit card as needed to pay £900 for the next instalment for the Florida holiday so no more payments are required until April next year but hopefully I'll clear it before then :o

    Hubby is toying with the idea of being a mobile mechanic which means working for himself :eek: which would mean both of us self employed skater a lot of heated discussions today I've convinced him to stay at his place of work just now but if he's serious he needs to start taking on. Couple of homers a week after work and help me build up a buffer of at least three months wages for us to fall back on should things be slow but I highly doubt it as he's just been asked if he can do a homer this weekend :T lol so it's agreed any money he earns just now will be put towards a deposit a van then after he has the van anything earned will be put towards a buffer account, once we get the buffer sorted and he's built up some homers he can go for it..........I'm being sensible which he hates as he would have quit his job like yesterday :rotfl:

    Today's job has been scrubbing my kitchen floor of all the dust, adhesive and grout of the IT and it took me hours :mad: but it's nice and sparkly now :D
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Aw when kitchen is finished post a pic :) and under £900 now :D x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Evening :hello:

    Been a busy busy day today had to power walk up to the town as Kk had a doctors appointment for this cough he's had for over 6 weeks now........doctors reckon he has asthma :( so he's been put on a steroid inhaler for a month to see if it helps as he's shattered from not sleeping through the night with This cough and so am I xx

    Bought the stuff in for playgroup this doesn't come out of my own pocket thank goodness

    Bought Abbie 12 bottles of juice for £4 at farmfoods this came out of my purse so I've not touched my bank all day :T well until I go get my nails done tonight which will be £18 :cool: seeing as I can't get them done on Saturday as I have a first aid course to attend :(

    Avon is here and commission wise I've earned £98 :T so I'll put £50 into the holiday fund next week once I've collected all moneys and the rest will be spent on a day out on Sunday with the kids and hubby xx

    I'm trusting Abbie and Xander tonight to take care of some of the orders whilst I'm away and I've got a few to deliver on the way back from my nail appointment xx

    Sent £1.07 towards the holiday fund not much but every little helps pushing it by thinking I can get it under the £800 mark this weekend.....we shall see xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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