Abba1772's Debt Free Diary

abba1772

Morning :hello:

Due to the weather here I've had to cancel playgroup on the plus side I've saved £1.50 :j every silver lining

Got my barclaycard statement in so I've sent £120 towards it which brings it under £400 :j:j:j:j:j and it also takes me over the 10% threshold of my debt that's paid :T:T:T so I'm happy with that

So this month I have paid £602.39 off my debt and I have also put by £400 into the mortgage saving account so considering how crappy January is for most people I'm chuffed that over £1000 has been allocated to debt and savings this month so hopefully I aim to do the same next month.......we shall see :rotfl: you know I like a target

Having a quiet day in the house before nursery run this afternoon, then need to take xander to the dentist at 4.30pm means we need to walk out in this weather but needs must and whilst I've got the boys up there I might as well take them in for their hair cut so unfortunately it's not a nsd but budgeting £15 for the haircuts xx

Off to play with the kids..........love my job :T

clearmydebts

abba1772 wrote: »

Morning :hello:

Due to the weather here I've had to cancel playgroup on the plus side I've saved £1.50 :j every silver lining

Got my barclaycard statement in so I've sent £120 towards it which brings it under £400 :j:j:j:j:j and it also takes me over the 10% threshold of my debt that's paid :T:T:T so I'm happy with that

So this month I have paid £602.39 off my debt and I have also put by £400 into the mortgage saving account so considering how crappy January is for most people I'm chuffed that over £1000 has been allocated to debt and savings this month so hopefully I aim to do the same next month.......we shall see :rotfl: you know I like a target

Having a quiet day in the house before nursery run this afternoon, then need to take xander to the dentist at 4.30pm means we need to walk out in this weather but needs must and whilst I've got the boys up there I might as well take them in for their hair cut so unfortunately it's not a nsd but budgeting £15 for the haircuts xx

Off to play with the kids..........love my job :T

That is amazing stuff Abba. You truly are inspirational. Fair play to you!

abba1772

clearmydebts wrote: »

That is amazing stuff Abba. You truly are inspirational. Fair play to you!

Don't know about being inspirational.......stubborn and determined maybe :rotfl:

Calling14

You are doing fab Miss Determined and Stubborn. Love the wedding dress idea such a lovely thing to do. Keep up the good work in Feb x

abba1772

Got the boys their haircut then daddy met us up there so got all three of their haircuts for £15 as they gave us kks haircut for free :j love a freebie

Spent £3.05 in tesco on juice and snacks for the kids after xanders dentist appointment so not too bad xx

abba1772

Afternoon :hello:

Was meant to working 8am til 1pm but they were a no show :mad: which made me late for setting up my playgroup but some of the girls took it upon themselves to set up for me so that's was amazing of them :j plus I've got three new members :T got a great feeling I can make a success of this playgroup here's hoping xx

Had to take kk to the doctors as when he returned from swimming his eye was awfully red then this morning it was sealed shut turns out he has a wee infection poor wee soul xx

Been two nsd days in a row..............how did that happen?????

No council tax for this month :T so chucked it into the barclaycard so my card is sitting under £300 :T I'm really chuffed xx

Off to catch up on everyone's diaries xx

abba1772

Forgot to do this yesterday lol

Here is how my debts are sitting this month:

Argos card £299
Halifax credit card £4282.75 (awaiting on items being credited from eBay)
Couch £1087.90
Barclaycard £285.72

TOTAL DEBT: £5955.37 :mad:

As you know I've paid off over £700 towards the debt but because of the car I've only managed to technically clear less than £30 !!!!!!

Trying to send returns back to eBay which should total over £200 due to them being faulty or not needed so once barclaycard is cleared I'm taking a week off then I'll get cracking on the Halifax credit card

Could be worse I guess the debt could have increased so as long as it's coming back down I suppose that's all that matters

Went to toddlers today £3.70 for bus fare then £2 for toddlers, received a phone call from Abbie's school saying she hurt herself so she met me at toddlers then nipped to homebargains for toilet paper £2 then got the bus home had to pay for Abbie :mad: £1.10

Need to get juice and bread will get them from tesco tonight on the way back from Abbie's parents night tonight should be about £3 for that stuff here's hoping xx

Due to get paid tonight by one of my parents then another parent will pay me tomorrow so should put need to dip into the bank this week xx

Rounded down my account today and sent £1.43 towards the barclaycard, every penny counts xx

Hopefully if I'm really good with my pennies that I can clear my barclaycard on Monday as my child benefit is due then so technically I can clear it just don't want to leave myself too short for the rest of the month xx

moneyonmymindsam

Wedding dress from an angel to baby angels :-)


:A

You doing amazing as always.


Really hope the weather gets better for us soon.


How is your back doing ? any better


Fab shopping - you so got to teach me how to shop that is a really good budget for the month for all of you .


I 'm seriously rubbish at tracking my spends so going to start posting it in my diary .


Glad to hear things are good for you :j

abba1772

This diary makes me accountable for any silly spends its surprising how it makes you think xx

Was working from 8am to 1pm then 3pm to 4pm went to our free dancing and singing group for the kids managed to get my ironing done in between :T

Packaged up hubby's eBay returns which total just under £200 :T roll on get a refund woo hoo xx

Spent £1.28 on a bottle of juice for Abbie and a bag of onions so I'm happy with that xx

abba1772

Afternoon :hello:

Was working 8am to 1pm and will start again from 3pm til 4pm do not too bad

Before we nipped up to the town I washed all my flooring even my mindee joined in so they are clean :j nipped up to the town handed in my bank for the playgroup to get my name put on it but need to go back up as I need to take my passer up for id purposes :mad: great xx

Nipped into homebargains and got chocolate rice cakes 59p a bottle of juice 29p and a multi pack of crisips the it was off to b&m for my fairy non bio £3.99 then nipped into Asda for bread £1 and baby bel £2

Dropped my mindee off at nursery came home and I am now chilling before starting work again...........

After work I have to take me and Abbie up to get our eyebrows done at 4.45pm ouchie as been a while then after dinner I have the avon to do can't be bothered tbh but needs must busy day as usual xx