Abba1772's Debt Free Diary

abba1772

I'm back from holiday....two washload are on baby k sleeping thought I would nip on here xx

Back to debt busting and boasting the mortgage deposit account xx

Hope you're all well away to catch up on people's diaries xx

abba1772

Well so far I have completely emptied 2 suitcases done 4 washings and got them dried :j just the kids suitcases to empty xx

Had a restless night last night hubby was up all night being sick then at 5.30am baby k started being sick............so far he's went to sleep three times he's sleeping just now he can't even keep a couple of sips of water down

Positive note its a nsd today :T got stuff to put on ebay like the holiday clothes I haven't worn so anything sold on eBay is getting put into the mortgage fund xx

August is a expensive month got two weddings the 2 boys birthdays on the 20th plus school uniform shopping and the gas and electricity are due too :mad::mad: but will be actively debt busting too as only 17 months til we go for a mortgage so need to get them gone xx

jwil

Hope you had a fab holiday!

Hope everyone is feeling better soon. Good luck for some sales, I hate those months where everything seems to come at once!

debtfreewannabe321

Hi abba, just wanted to pop by and say hello hoe you had a good holiday! My kids broke up on Thursday and we had one nice day of weather and then the heavens opened up and they haven't yet stopped with the pouring rain every day ! This is so typical isn't it! we had lovely weather for weeks before they broke up. When do yours go back as I know yours break up earlier up there?

Good luck with smashing that debt! Hope you can get it all gone and the mortgage is easy to get in place when you go for it

abba1772

debtfreewannabe321 wrote: »

Hi abba, just wanted to pop by and say hello hoe you had a good holiday! My kids broke up on Thursday and we had one nice day of weather and then the heavens opened up and they haven't yet stopped with the pouring rain every day ! This is so typical isn't it! we had lovely weather for weeks before they broke up. When do yours go back as I know yours break up earlier up there?

Good luck with smashing that debt! Hope you can get it all gone and the mortgage is easy to get in place when you go for it

They go back on the 18th August so far I've got all of xanders uniform in as well as bag and lunchbox just need a new pencil case ................ Only got Abbie her bag and her shoes so need to still get uniform for her xx

I hope we can get most of it cleared as hubby is on board too as he wants a house just as much I do :T

Been working since 7.30am won't finish til 5.30pm long first day back and need to take them all to their swimming lessons today :eek: in the rain.....lovely :rotfl:

Hoping for another nsd today which would be 2 days in a row, a very rare rarity lol xx

Off to check on the banking and allocate some money to the debts

Back in a bit

:hello:

abba1772

Right I've checked the banking and it's looking ok............sent £260 towards my debt feeling positive about clearing some of the debt this year, will be focusing on getting the credit card down after putting the new car on it

Also concentrating on my credit file I've managed to get the car and the hubby's mobile contract after his zcontract ended and just enrolled him into giffgaff for £10 instead of £30 so a £20 saving a month :T so I'll be putting that saving into the mortgage account

Also looking into changing energy suppliers looking online I can save £20 a month :T so waiting on Sainsburys getting back plus I get nectar points :T

abba1772

Had a look at the bank account and decided to send £25 to the mortgage account to get the savings rolling again

Been inundated with queries regarding childcare today got someone to fill two and half days and another parent looking for flexi shifts and there willing to work alongside my other flexi parent :T so I'm hoping both meetings go well which means I still have another space available so again if it goes to plan I'll continue to use my flexi parents wages to reduce my debt / pay for stuff we need the anything extra will be put into the mortgage account ...........my target is to get £5000 into the mortgage account by the end of the year so only £975 to go :rotfl: hopefully I can do it

Can you tell I'm back on it :rotfl: third time today I've been on

Night night :hello:

abba1772

Bit of a spendy day today but got most of Abbie's school uniform in.....spent the following:

£23.97 on two jumpers and a pair of trousers
£5 on 2 pairs of knee length socks
£5.90 on bus fares :mad: only got the bus because it was pouring down and I needed to go to the doctors
£16.37 in Tesco on various bits but managed to get Abbie her scientific calculator
£9 on earrings for Abbie

Not too bad only need to get both kids their pencil cases and we are done and maybe another jumper as tesco choices were pants xx

Gutted boys bedroom, hallway sorted out the non-ironing pile and put it away got another wash on the airer will be bleaching the bathroom once baby k is in his bed xx

Off to check the banking to see if my refund from mamas and papas has arrived into my bank xx

jwil

Great news about the childcare enquiries :T

I'm sure you'll get to your £5k target.

I used to love getting a new pencil case for school

moneyonmymindsam

I thought I'd get you a virtual pencil case ..lol in case you need a treat ..you seem to be doing brilliantly with everything !!!