Advice Needed - What would you do?

firesidemaid

for all reasons as well as the fact that you want to change your mortgage in 2012, you need a plan of action to increase your income and reduce your outgoings.

there are plenty of us on here and various boards for varioous reasons that are trying to pay off loans, debts, mortgages etc.

start with (either for yourself or on here - there'e so much help and advice to be gained) a soa, list of all incomings and outgoings.

it's amazing how much money can be 'found' without trying - ebay, quidco or other cashback sites. taking a look at your food bill and other outgoings.

all of a sudden you could find that you have another 'x' amount of £ to throw at those loans.

you need a plan to pay at least one of them (the one with the higher interest rate) to be paid off by this time in 2012. you can do it!:j