Just got date for hearing need some advice

jess0612

Well finally done it filled out my forms over the weekend and rang the court today and my hearing is on the 10th November. The query i have is i bank at barclays who i owe nothing too. I went in to see them today and explained my pending situation. They were so helpful, they have advised me to open my new basic cash card account immediately which seemed a bit weird after what i have read. I will have no funds in the account when i go bankrupt. How long does it take after my hearing for the OR to release the account back to the bank. They have told me today that i can still have the account after going bankrupt is this right. Im concerned because i usually get paid on the 25th of each month and im wondering how im going to get paid if the OR hasnt released the account. Could i have my wages paid into somebody elses account for 1 month until its sorted. Its just that i will need my wages to pay the mortgage etc. Any help would be really appreciated

I cant tell you how helpful this forum has been, before i was at my wits end and felt very depressed but i can finally start to see some light at the end of the tunnel even if it is a small flicker but its a start.

philnicandamy

Yep you can have your wages into a different account no worries till after your bankruptcy date...

as barclays were not a creditor then they're right if its a basic acc then it'll usually be allowed....its only IF they were a past creditor they'll start messing you around

ontheroad_2

barclays have been nothing but helpful with me too before and since BR (i also had no debt with Barclays before going BR). i set up my barclays basic account about 5 months before going to court for BR, moved my salary to being paid into it, DD's etc coming out. I explained to OR about it being basic, he had no interest in the account and didn't freeze it. I went to Barclays after I was declared BR and told them, it has made no difference, my wages are still paid in and my direct debits/standing orders are paid out.