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I did it!! :)
Bubblette_2
Posts: 20 Forumite
Whew, after 7 years - although only about the last 4 with full throttle - i now do not have to pay any more mortgage and it feels fab! :j I have an offset mortgage and now savings = mortgage debt and it will just keep ticking over itself getting smaller and smaller til it hits zero. And it is all thanks to this forum - I thought that once you had a mortgage that was it for the term, then decided to pay it off a bit quicker so I wouldn't pay as much interest, then was inspired by this forum with the tips and tricks that I have paid off a 25 year mortgage (albeit quite a small one!) in 7 years. And now I can do things on the house that I've been putting off - and my own little castle is my own :beer: To everyone who is on their own mortgage free journey, keep pushing on - the feeling of being free of mortgage payments is well worth the effort!
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Well done on your amazing achievement :T It just shows you what can be done when you put your mind to it. I am trying hard to pay my mortgage off as quickly as possible too
Mortgage Free in 3-T2 : Started at £151,000 Nov. 2009 Mortgage Free Oct 1st 2015
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Congratulations Bubblette. Being mortgage free gives you so many options.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family0 -
Well done very very jealous ONE HOUSE , DS+ DD Missymoo Living a day at a time and getting through this mess you have created.One day life will have no choice but to be nice to me :rotfl:0
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how fab....im so jealous cos i ve got about 13 yrs to go on mine and thats with overpayments . you must feel great0
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Tell me your top tips. I am at the start of a very long feeling 25 year mortgage, and a big one at that. Would love to have it paid off in 10-15 years, then might be able to send the kids to Uni!! Alll tips v welcome and well done you....
Green with envy0 -
Congratulations !RosieTiger - Highest £242,000 Feb 2004 :mad:
Lightbulb Dec 2008 £146,000 by March 2026:eek:
MFi3T2 and T3 No 28 - Dec 2009 Start Balance £117,000
Current Position-Fully off set by savings since March 20130 -
Great to hear too, sounds like you've made wonderful progress, and indeed you are an inspiration! Keep up the good work Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
Congratulations - can't wait to have that feeling too, am getting there slowly......0
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congratulations!! I love reading peoples stories when they have managed to pay it off - so any tips or coping along the way of what is a long journey for most of us?
how are you celebrating being mortgage free? 0 -
Congratulations!!! Great motivation to hear other successess!! :j:j2024 Challenges
- Grocery Budget (January £0/£300)
- Decluttering (Underway!)
- Frugal Living (January £0/£500
- 24 in 2024 (0/24)
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