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Falllen off the wagon
SHill
Posts: 146 Forumite
Things have gone well until August then suddenly i have back in my old spending habits! grrrr angry with myself. I had planned to pay off the Virgin account by the end of the month oh well... it anit happening....grrr its not going to be a happy few months:mad: Well I guess at least I reconise whats happening and I do something about it. I have just been hit with £75.00 from HSBC bank for going over drawn...:mad: . I am looking forward to 2007 and hopefully it will come round quick I wish the last few months just went away and I was on track....again
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Comments
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Hey there Honey
... you kinda are back on track - you've posted that and it can only look up from here!!!!:DJoined September 2006: £18800.00 in debt:eek:
21/11/06 - £16953.04, :eek:
DFD - Sept 2009:T proud to be dealing with my debt
:j £2 coin saving club: 21/11/06 £0:j0 -
We all wobble and fall down. At least you have recognised this now and not a further 3 monhs down the line when you could have done heaps of damage.
Don't beat yourself up, just dust youself down and climb back on
:heartpuls CG :heartpulsEver wonder about those people who spend £2 apiece on those little bottles of Evian water? Try spelling Evian backward.0 -
You're not on your own, have had a 'wobble fallen off wagon' moment over the last few weeks. This time I have learn't my lesson. Black book of spending is back out in force, every penny.One day I might be more organised...........
GC: £200
Slinkies target 2018 - another 70lb off (half way to what the NHS says) so far 25lb0 -
Ooh, that old wagon again! I've fallen off it so many times that my trainers are falling apart at the effort it takes to run up the road and leap back onto it.
Welcome back!:eek: What if the hokey cokey is what it's all about? :eek:Official "Bring back Mark and Lard NOW! or else (please)" Member 160 -
Just get back on track quickly and make up for lost time. Any delay in becoming debt free is really annoying though isn't it?Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Thanks guys .... I felt soooooooooooo c**p yesterday, I just wanted to stay in and feel like what I have done in the past 8 months had it all been a waste of time....but I guess thats why we all here .... I have cut down on repayment so that I am not burning the candle at both ends (I was paying off £300ish on Tesco loan and my virgin card £400 a month and having very little left for travelling to work and other stuff...so I was going over board.
So i have cut down on repayments too Virgin (£200) and that will help...:wall: my head doesn't hurt soo much today but i do have a headache though...0
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