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deferred british gas pension

i can not belief the statement i have just received from ngrid...i payed into a deferred pension scheme for eight years whilst working for british gas,i sent off for an update and received a statement saying when 2014 comes around. (i'll be 65 then) i can take a lump sum of £395. is this right

Comments

  • Without seeing the statement, how can any of us tell?

    It should tell you how much annual pension you will receive as well. Both figures are relevant.
  • Without seeing the statement, how can any of us tell?

    It should tell you how much annual pension you will receive as well. Both figures are relevant.
  • vbm
    vbm Posts: 116 Forumite
    If the majority of your pension relates to a GMP entitlement, this is non commutable, and could be the reason for such a small lump sum.

    This is not always a bad thing as the value of the pension you have to give up is usually greater than value of the lump sum.
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