"A Cheap Ticket to Happy Land Please...."

pennywisepoundstupid

You have done incredible well with all the overpayments you have made this month.

You will be buying lots of pink fron now on then, little girls are lovely to buy for you just end up spending a fortune because of all the cute stuff.

mummytogirls

Yay on your pink bundle BR!!!! Yay to the overpayments too :j xx

BaillieRiley

Hey Penny! So glad you're back!
Thanks for dropping by Mummy

Payday Again Tomorrow!!!!

Need to figure out what my target is for next month . I have £1645 left to clear and only 3 paydays (including tomorrow) left until I officially start my mat leave. That averages out at £550 roughly a month...........so this is my goal for August......... 0/£550

Fingers crossed this is achievable - or I can get as close to it as possible as this pregnancy journey is flying by.. and I NEED to be debt free by October!!!!

Just need to see how fat the payslip is in the morning.......

BR x

pennywisepoundstupid

Good luck with paying off £550 a month, i'm sure you will come up with a cunning plan and will manage it.

BaillieRiley

Thanks Penny! I do hope so.........

PAYDAY!!!! £1437 in and £400 out straight away in a big, fat, juicy BoS overpayment!!!

£400/£550

I love payday!!!

My cc Direct debit still hasn't come off this month - hopefully it will disappeaar tomorrow as I can't wait to add that money to my total.

I have also started to sell all my boy bits that I was holding on to in case bubs was a boy - hopefully loads of debt busing pennies to be had there! I'm already waiting on some paypal money clearing for bits that have already gone!

Debt total today stands at £1245.18 61% paid off

BR x

pennywisepoundstupid

So £150 to find then in August, so thats roughly £4.84 a day.

That should be no problem for you BR.

mummytogirls

Wow BR you are doing sooooooooooooo well. I love payday too !! xx

BaillieRiley

You girls are the best!!! I need to go on a diary catchup - poor Mummy I've been promising to post on yours for ages! Penny do you have a new one now??

Paypal money hit the account from selling some blue clothes. £38.50 is winging itsway to BoS as we speak!............. £438.50/£550..........£111.50 to find!!

DD also came out of current account! £16.82. I'm sure only pennies of this will be interest but will wait till it is showing on my bill before I add any of this to my total.

Quite pleased with the overpayments so far....lets hope I can make a few more!!

BR x

pennywisepoundstupid

Hi BR, yes have a new diary, but can't do the linky thing, but if you go to the end of my old diary the lovely moo2moo has done a linky for my new one.

BaillieRiley

Fantastic Penny - I'll need to hunt it out!

No interest has been added onto the credit card so far? Estimated interest was only 4p () on my statement anyway, so I'm just going to take the full DD amount off my total. I also made another OP this morning with the weekly tax credit payment (£10.25)

Number Crunch!!

£438.50 + £16.82 + £10.25 = £465.57/£550.......£84.43 to find

Debt total stands at £1179.61

Looking not too bad........if I do say so myself!

BRx