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A question?

Hi
not sure where to put this question, so if the mods have an idea where it should go, please feel free to move it. I have chosen here because this board talks a lot of sense!

Anyway--- I support my cousin, TM, to live in his own home since the death of his mother a few yrs ago. He has moderate learning difficulties and I deal with all letters, financail stuff etc. He has lived there ALL of his life, an only child, over 50 yrs, and has never had a lodger, other family member etc live there.

About 4 months ago(ish) he started getting letters not addressed to him but with the correct property address. They were from car insurance, loan companies, banks etc. I thought that it was just marketing and ignored it. But they are now coming thick and fast and are all adrres to the same man. Not my cousin, and he does not know the name.

I have sent them all back, not known at this add, but am now worried that someone is using his "clean" address for fraud.

Should I do something else? Maybe write to each company? I would hate someone to turn up at the house one day cos it would scare him to death. Also, he lives about 30 miles from me, so not just popping over distance.

Any help gratefully recieved

churchrat
LBM-2003ish
Owed £61k and £60ish mortgage
2010 owe £00.00 and £20K mortgage:D
2011 £9000 mortgage

Comments

  • lornz23
    lornz23 Posts: 168 Forumite
    Part of the Furniture 100 Posts Combo Breaker Debt-free and Proud!
    I would go to your local citizens advice and see what they can advise and to be sure that you cover all angles. Maybe someone else might be along later who has been in the same situation will be able to help you.

    Good luck
    I am DEBT - FREE!?!?
  • curlytop12
    curlytop12 Posts: 1,229 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    hopefully someone here will have advice......
  • theoretica
    theoretica Posts: 12,691 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You could speak to the post office as well. Their mail forwarding service might be able to catch these letters and send them back automatically.
    But a banker, engaged at enormous expense,
    Had the whole of their cash in his care.
    Lewis Carroll
  • It might be worth getting a credit report for your cousin, as it might show up anything 'linked' to the address.

    However, if the mail looks like junk/marketing, then it probably is. All it takes is for one misread (or mistyped) address getting entered on to a database for you to get loads of unsolicited stuff. I once had an important document once get sent to #7 instead of #1 due to my handwriting being misread, luckily the people at #7 brought it round for me, but it was still invalid with the wrong address. Might be worth a look in the local phone book to see if the addressee might be a neighbour, though if someone moved in during the last four months that might not help :o

    So, it might not be anything sinister and I think you're doing the right thing sending them back as 'not known' - hopefully that will prompt someone to investigate if it isn't just junk mail.
    A man is rich in proportion to the number of things he can afford to let alone - Thoreau
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