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Arrangement to pay - what effect on mortgage application?
meebsquat
Posts: 53 Forumite
Afternoon moneysavers
I had an arrangement to pay around 4 years ago for about 6 months, and wanted to know how much of an impact this would have on a mortgage application? I have a mortgage with Nationwide accepted in Jan, but I had around 70% LTV so think this had an impact. I'm thinking of getting a mortgage of around 85-90% this time round, and due to the higher LTV would the previous arrangment to pay push me towards a failed application?
Kind of long winded I know lol, hope it makes sense!
Thanks
Meeb
I had an arrangement to pay around 4 years ago for about 6 months, and wanted to know how much of an impact this would have on a mortgage application? I have a mortgage with Nationwide accepted in Jan, but I had around 70% LTV so think this had an impact. I'm thinking of getting a mortgage of around 85-90% this time round, and due to the higher LTV would the previous arrangment to pay push me towards a failed application?
Kind of long winded I know lol, hope it makes sense!
Thanks
Meeb
0
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