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All about me!
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firstly are you sure thats all you spend each month...nothing on clothes, coffees, haircuts, girly things, the odd present, nothing on the children etc?
start a spending diary and really find out everything you spend on (or order from those killer catalogues)
on the debts
find out the APRs on all the debts including the overdraft.
pay the minimum on each debt except the one with the highest APR and pay as much as possible on that one until you have cleared it, then start on the one with the next highest debt. This is called snowballing and is the quickest way to clear debts.
on OH ..the reason i suggested you deal with the OH debts as well is because i'm sure if you posted his SoA, people here could find savings that would help clear his / your debts more quickly...i would strongly suggest you do post the full family SoA and see what can be done.0
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