We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Credit rating

Hi everyone

I was just wondering if there is any FREE websites where I can check my credit rating?

2 years ago I had to give up work due to illness etc so I couldnt pay my loan and catalogue's but I did see Citizen's Advice and they helped me with my budget etc so I paid a little a month for a few months, I then got a part time job last winter and increased my payments (finally paid 1 off now :T) but I was wondering would I still have a bad credit rating even though I have paid some but not what they expect a month?

Many thanks in advance

Comments

  • KingElvis
    KingElvis Posts: 4,100 Forumite
    I would imagine your credit report will make sad reading, sorry.

    You can get your creit report free from Experian but you'll need a debit card to get it, then just cancel well BEFORE the 28 days trial period and it won't cost you a sausage.
    "We want the finest wines available to humanity, we want them here, and we want them now!"
  • Forget the credit agencies. They can do nothing for you. Just keep going to pay off your debts. When you have paid them, start saving.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.1K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.