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Urgent advice needed please.
betsyboo44
Posts: 8 Forumite
Hi, Ive been really stupid and could really do with some advice. My husband and I have been on a DMP with payplan for the last 15 months. When the plan was set up I didnt own up to a debt that I had with Barclaycard for £6000 this was because my Husband knows nothing about the Debt and all statements were sent to my Parents house! Somehow up until recently I have been managing to make the monthly payments by saving any spare cash I had i.e Birthday/Christmas money and also by selling on ebay but the time has come now were I know I have to hold my hands up and confess that I can no longer make payments. I was going to write a letter to Barclaycard with my current address as I know that its not fair on my parents to get the hassle and to also try and come to some sort of agreement with a reduced monthly payment. Is there anybody who could give me any advice please.
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Comments
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Best to own up to it and get it included on you DMP or something, not sure if you can do that but someone here will be.
This will all come out in the end so you may as well get it over with sooner rather than later.
Good luck."We want the finest wines available to humanity, we want them here, and we want them now!"0 -
If you cannot afford to service all the debts and you own no property, consider bankruptcy.0
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