We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Loan Advice

I currently have a loan with natwest which stands at £18000 and im currently making monthly repayments of £345, Im looking at getting a loan elsewhere with a better rate to pay it off, im having no problems making these repayments but it does leave me short in my current circumstances, im not an expert when it comes to finance so im looking for advice and guidance from people who have been in the same situation any help or advice will be greatly appreciated, thankyou for your time.

Comments

  • MFWannabe
    MFWannabe Posts: 2,284 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi
    What is your salary? If the amount you owe is equal or close to how much you earn then you won't get another loan
    You would be better off posting an soa so we can advise where you can make cutbacks to get this debt paid off.
    14/12/24: Debt total; £8,000
    07/12/24:  Debt total £9,000
    07/12/24:  Savings:   £19,000

  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    Unless you have an income of at least 60k then there is almost no chance that you'll get another loan...
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 347.2K Banking & Borrowing
  • 251.6K Reduce Debt & Boost Income
  • 451.8K Spending & Discounts
  • 239.5K Work, Benefits & Business
  • 615.4K Mortgages, Homes & Bills
  • 175.1K Life & Family
  • 252.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.