Tuesday 19th October - What small DFW things will you be doing today?!

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

ha ha, I must be starting this thread the earliest I've ever started it! :rotfl:I had a call from ds about an hour ago he was stuck somewhere couldn't get back, its raining & cold, so I had to go get him, hmmmmmmmmmmmmmmm.....................................

Anyway thought I might as well get up now seeings as I'd have to get up in half an hour anyway.

So there we are its Tuesday already!

• [STRIKE]NSD[/STRIKE] :j

• [STRIKE]lunch from stores[/STRIKE]

• [STRIKE]dinner from considerable leftover stores[/STRIKE]

• [STRIKE]check banking[/STRIKE] (payday tomorrow :j)

• [STRIKE]pad to loan £2.76 (amazon sale money has gone in )[/STRIKE]
• [STRIKE]any surveys/check onepoll[/STRIKE]
• go for a run
• complete RM insurance claim form (still haven't done this yet )
• quick shower
• make cupcakes later (thanks littlekel :T)
• make soup for work lunches for rest of the week
• hang up washing
• another load at 30
• charge phones at work
• drive carefully to & from work
• pay money into the bank

that's it for me, Happy Tuesday eveyrone x

redsam

morning all

up early - day 2 of interview!

later
-dinner from fridge
-aqua
-make bed and do everything i didnt do yesterday!

catmiaow

Hello all,

My list for today is:

[STRIKE]Enter comps before work
Washed and dressed for work
Check bank
Email people back
Go to work - boo
Enter comps in lunch break
Check washing hanging to dry
Use free texts and mins
Enter more comps
Dinner from stores
[/STRIKE]
Hope everyone has a good day!

Candy0107

Morning All,

Thanks for starting the thread DNM – I hope that you have a quiet day after getting up so early

Good luck with the interview Redsam


Hello to those who have posted before and will post after me

Today I have/will
• Checked online banking – no change but I have to check it every day
• Check emails and do any surveys if available
• Breakfast, lunch and dinner from store cupboards
• Home made filter coffee for the journey to work
• Used my rail pass to get to work
• Have an NSD
• Fill in my WW online food diary
• Need to drink at least 2 glasses of water at work this morning, and 2 in the afternoon
• Need to look for MS jobs
• Need to catch up with friends on FB rather than texting people
• Read newspaper online and get the free newspaper at the station
• Need to check out the freebies board
• Enter comps online
• Washing on a quick wash 30 desgrees
• Need to look at a high interest savings account – my one matures in November

Take care everyone and have a great day, hugs to those that need them

Candy xxx

Erme

Right I don't know if this schedule is any better than yesterday's but here's hoping.....

Bare in mind I'm supposed to receive my Kindle today but just phone courier and it's not in local depot yet and might not be here till tomorrrow :mad:....waiting in is affecting my schedule :mad:


Kindle Day?

• Phone cashback ppls as to where my cash back has go to
• Make appt with pastor for next week (new kirk....need to discuss doctrinal issues and more kirk involvement)
• Wash up
• Bedroom (paperwork)
• Sort out books
• Ironing
  
• Menu plan for week upto veg box
  
• Hoover Bedroom min if not done
  

If no kindle by 5.30pm

• Go to Mr A for food..:j and
• Put chick peas into soak for tomorrow's lunch (cos obviously that'll make tomorrow kindle day)

E

Pippilongstocking

Have a lovely day - sun is out here - off to make a start.

Hens
banks to check
phone dentist
check how kids are and any news re frenchy stuff
1 skeleton to pad for literature
2 check over one spreadsheet
3 write up the field work of other job I was doing for extra money
phone brother re tunnel texted him
walk dog
bloggington
adventure later in darwin
hc on the line maybe

PerfectPeaches

Morning all

Yet another restless night which is making me incredibly grumpy! Oh well, in 9 days I will be an official hospital resident and my life will change forever!

So my DFW list for today:

• [STRIKE]Let cats out[/STRIKE] Stretched their legs
  
• Need to go get cat food from garden centre as they are the only place that stock it
• Quickly go to Mr T with OH for a few bits - he is paying :T
• Write a few reviews
• [STRIKE]Put away dry washing up[/STRIKE] Away
  
• Sort laundry
• [STRIKE]Write to newspaper sports editors about a matchday experience[/STRIKE] Email sent already
  
• Do admin work for OH
• Have a nice relaxing bath
• Lunch and dinner from supplies
  
• Send a 90th bday card
• Hopefully have a NSD

That is it for me so far this morning.

Hope everyone has a good DFW day.

Peaches x

OliveOyl_2

Morning All :hello:
5.30 am :eek: DNMS :rotfl: What a lovely mum you are

Sunny and bright today - I'm not quite over my wobble, but I realise that worrying about it aint going to sort anything, I'll just have to sort other things out until I get the e-mail responses I need

So today I have/will:

• Shred & 20 mins on the CT :eek:-surely it would be easier at a gym?
• washing at 30 and 2 loads on the line
• had a NSD yesterday, but unlikely to get away with another one today as I'm taking neighbour out (our OH's are at a Gala Dinner tonight )
• find a place to visit this weekend - :beer:making the most of living in Africa
• have a TV-fest tonight - I might even get my knitting out :cool:
• catch up on correspondence
• continue researching freight

Have a great day everybody :A

savingforarainyday

Morning Everyone

Todays List
Checked online banking, very tight month
Do post from yesterday, got a disruption yesterday afternoon just as I was sorting it out:mad:
Start new clients book-keeping
Pop in and see other client
No Rainbows today, gives me a couple of spare hours
Prep some more of the veggies out on my decking
Filing personal and work
Tweak spreadsheet for next month
Draw diagram to send off with paperwork to solicitor
Walk Doggies
Have the night off:cool:

Wannabe01

Good morning everyone, I’m a bit later on the go today as I enjoyed a nice long sleep. It’s a nice sunny day here today.

Jobs to complete from Monday:

• Check the freebies board
• Count the loose change tin and bag it Done as much as I can as I have ran out of coin bags, not bad though £15
• Sort the cheques for paying into the bank
• Do a shop for essentials
• Sort catalogue returns They are due to be collected tomorrow
• Sort and update finances – organise into a folder
• Sort party plan account and organise return of the kit Kit is due to be collected on Tuesday and then I will get a statement of anything that I owe.
• Watch the films and organise their return

My list for today:

• Relaxing shower
• Complete mystery shopping assignments
• Take meat out for dinner
• Do some work on decluttering the living room
• Complete 1000 words for client
• Complete the form for my course
• Do some of the ironing
• Do some work on decluttering wardrobe
• List 18 items on ebay
• Lunch from leftovers
• Phone DM
• Do some course work
• Make dinner
• Contact BT regarding changing telephone number
• Try and set up direct debit for one of my debts
• Spend some time with DS
• Check pigsback
• Complete surveys
• Do some work on the 8000 words report (try and complete it today)

I think that is everything that I need to do today, so here goes………..

unsavy_with_£

Hi everyone,

Sunny here today but cant make my mind up weather to hang washing outside or on airer... can I be bothered to bring it in and still put it on the airer as there is no way it will dry! Very cold!

Well I want to thank La Escocesa and Katsu for your recommendations of trying to continue being a spendaholic but on a lower and more economical level, they are both great ideas! i really have mucked up big time from my spending and since the wkend I have been doing some thinking and think my spending is emotional spending and more reflect my personality and issues.

So from all that babbling on today I am going to:

- [STRIKE]set up a diary on here to include debts, monthly expenditure for me, and a little about me. the good think has helped me realise.[/STRIKE] wow that feels good! here we go!
-[STRIKE] check online banking[/STRIKE]:mad::eek::mad: I cant believe Ive got a week to go and I have NO money!
- exercise
- wrap up ebay parcels sold and send.
- tidy the messy parts of the house
- pop into town to get a couple of bits and look for christmas presents to get ideas so can do on the cheap.
- meals from stores

hope you all have a wonderful happy day