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Who has the longest period until they can be debt free?
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to brassic
Quote [Shame there is only cak on at the cinema atm though ]
have you seen children of men? dark but great
nicola
btw for one of my debts - mnba would never be paid off if I continue to make min payments lolAugust 2009 grocery challenge £172.64/,,,,,
no point in doing grocery challenges, have no money left over to eat :0/0 -
Brassic wrote:I do - but I get paid to do it

(hire the dvd that is).
Also got 2 free cinema tickets winging their way to me hopefully as we speak so dh and I are going to go out together for once :j
Shame there is only cak on at the cinema atm though :rolleyes:
Where do you get the free cinema tickets, is it pigsback or something? I could do free dvd trials but I'm worried I'll forget to cancel them! (this is why I've stopped going to the library, the fines would've made it cheaper to buy the books!):rolleyes:Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Lol - I know the feeling! The ones I've got atm are dodgy cos it's the LOST series :j :j :j :T :T :T (I'm so excited, I've waited a LONG time to see [STRIKE]Jack and Sawyer[/STRIKE]this next series) and it's only a 2 week trial. Bearing in mind I work 4 or 5 nights a week we'll have to work hard to get through them. They arrived today and I'm working tonight :mad:
Oh, cinema tickets came from some long forgotten nectar points - I shop solely in Tescos now as we're saving the vouchers for our next holiday, so this was a nice suprise.Debts @ lightbulb moment (13/06/2006) - £59,842.23 :eek: All commercial debts now clear!!! :T Debts April - £20,000 to family (incl extra £10k borrowed for house deposit). DFD - Aug 2014
Proud to be dealing with my debts
Goal of the month - £500 on groceries for family of 5 - Apr 2011 - £620!
May - £454.85 so far. 0 -
We will be debt free in ..............58 YEARS!!!!!!!!!!!!!!!!!!,so not much longer thenDebt at highest £102k :eek:
Lightbulb moment march 2006
Debt free october2017 :j
Finally sleeping easy in my bed :A0 -
livinginhope wrote:We will be debt free in ..............58 YEARS!!!!!!!!!!!!!!!!!!,so not much longer then
LOL
And I though I needed to be worried.
You've cheered me up immensely. thank you.
When I've cleared mine, I'll start chipping in for yours. Maybe we can get you below the magic 50 year barrier.
I can be so down but when I read about the sad loss of Paul Hunter yesterday it does put all this stuff into persepctive.
Take care
ZDDebt free - achieved Jan 2021
Mortgage free wannabe - started 15/10/21
"No man is a failure who has friends"0 -
Don't want to work out my DFD - far too scary :eek:
Baby steps at first, I think. Targetting my smallest debts (Barclaycard and Catalogue) by Christmas. Even though they're small(ish), it's gonna be an uphill struggle to keep the debts going down with Chrimbo approaching!!! :think:Official DFW nerd 187 :T Highest debt Oct 06 £23,319 _pale_ Cleared end 09. :T
Student again now and trying to fight the debts that are creeping up again :eek:0 -
I think I will be here, with Livinghope, when you lot have long gone

Doing my best to improve things though :rolleyes:Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:Loves being a Wonderbra friend :kisses3:
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pudding06 wrote:btw for one of my debts - mnba would never be paid off if I continue to make min payments lol
You must be on that wonderful £5 deal like me. Outstanding balance £4000 ish min payment £5 - mind you its at 0% at the moment!:DI have plenty of willpower - it's won't power I need.
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Bizzimum wrote:You must be on that wonderful £5 deal like me. Outstanding balance £4000 ish min payment £5 - mind you its at 0% at the moment!:D
Be warned. I was on a similar deal with MBNA. It ended and suddenly my interest went from £16 to £120 on a debt of £7k.
Then when I did my DMP, they were the least flexible to deal with bar none.
Make sure you know exactly when it will end and hav esomething in place to repay it with.
ZDDebt free - achieved Jan 2021
Mortgage free wannabe - started 15/10/21
"No man is a failure who has friends"0 -
Well Im 22 and have a debt (whcih is actualyl bfs but ive said ill pay it off if he focuses on his other ones!)
and ill be debt free in 2020!!!!!!!!!!!
I can literally pay £30 a monthh - everythign else goes on bills so hopign by the time hes paid off his debts he can help me with this doozy!!!!!!!
Stupid thing is he can afford £200 a month on debts and his debt comes to £10,500 adn he'll be debt free by October 2009!!!! - MINE only comes to £4985.00 and its gonna take me over a decade to pay off!!!! stupid bloody bill. He can have it back once the others are gone then!Time to find me again0
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