Idiotic amount of debt. Please help

rchrisp

seriously Mark, get in touch with the girl and take her up on it. if she's the one she'll be touched that you didnt want to burden her with your problems.

Penny_Saved

Hi Mark

You can claim them back and you should, there are various threads about it on this board and you can feel free to pm me if you need any more information, If you have a lot of charges this might really be a big help!

Catseyez

It's not ridiculous but it's a great shame that you're allowing her to slip through your fingers because of debt that may not even be a problem for her! Do you hang out with her socially? Am just thinking about you developing a strong friendship first and work from there...perhaps?

oops_a_daisy

eesh you will be deciding what the names of the kids will be at that rate

Turtle

You sound like a really nice guy. Have you thought about mystery shopping? I've signed up (although havent done any as yet) but sometimes you can 'shop' at restaurants, and you get paid (about £10) plus the spend back for the meal. This could be something you can do with the girl you like, a nice meal for free. There'll be lots of people on here that can give you better info about this, but it might be worth a look for you.

I wish you well. Go get that girl!

Money_mark

Thanks I'll look into the bank charges.

Wow I didn't really expect to be talking about my love life here. She's a colleague, we get on well etc. I just feel completely sub-human at the moment, and would probably be about as good on a date as a corpse.
I need to get my head aorund this and get tings back on track.

Is an IVA a terrible idea? Would it ruin my chances of ever getting a house?

oops_a_daisy

Money_mark wrote:

I've been charged a lot of fees. Can you really claim them back.

Yes you can - they have taken your money unlawfully and it will take a while but you will get it back. Get yourself over to https://www.consumeractiongroup.co.uk and read up, come back anytime and ask questions if you are unsure.

Money_mark

Kids Names: Rambo and Elvis.

You can get paid for going out for dinner. Surely this can't be common?

Catseyez

Money_mark wrote:

Kids Names: Rambo and Elvis.

Even if they're girls?!!!

Lakelady_2

Is there any help you can get with your Open University fees? I`ve been reading about the access to learning fund -there`s more info on the student section of this board.
Good luck and best wishes.