We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Bit of help needed please
This is the situation.
We've found a new build house we want to go for. We dont have full deposit.
We dont want to get a loan in my partners name as it will bring down the money which they will lend for the mortgage.
So going to get a loan in my name only all the payments will be coming from my partner.
Ive looked at all good deals going at the moment, i cant get a loan unless i earn a certain amount or can show my incomings/outgoings.
The thing is am a stay at home mum at the moment, so have none of this.
Just wondering if theres any way around this? Or any loan companies that i can go with & they'd accept the situation?
Or just any advice in general would be helpful.
(Just to add i already have a car i pay via black horse)
We've found a new build house we want to go for. We dont have full deposit.
We dont want to get a loan in my partners name as it will bring down the money which they will lend for the mortgage.
So going to get a loan in my name only all the payments will be coming from my partner.
Ive looked at all good deals going at the moment, i cant get a loan unless i earn a certain amount or can show my incomings/outgoings.
The thing is am a stay at home mum at the moment, so have none of this.
Just wondering if theres any way around this? Or any loan companies that i can go with & they'd accept the situation?
Or just any advice in general would be helpful.
(Just to add i already have a car i pay via black horse)
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.6K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.6K Work, Benefits & Business
- 603K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards