court claim form, unsure what to do

MITZIW

my partner has recieved a claim form for one of the loans he has as we arent paying it due to planning bankruptcy. he has had no work for the last few weeks and yesterday we had appointment at benefit office but are waiting to hear what he will recieve so unsure how to fill out income part of form and its due back in a few days. also i had one months ago filled it out and offered 10pounds a month which they accepted but im sure the letter that i got with payment book said i had a ccj, so do you get one even if you offer a payment? not that it matters really lol also my payment book and this letter have our old address on, should we change them?

skylight

Never ignore court forms. Reply stating you cannot afford the amount owed and that you are saving for the fees for bankruptcy which you intend to have done on X date - it pin points you down to a date but its more realistic that stating you are going BR sometime in the future. Remember lots of people threaten DCAs with BR as they threaten us with court action; until it happens its just hearsay. I wouldn't make an offer of payment but fill out the SOA on it and ensure it shows your expenses are far higher than your income.

Hopefully the DCA wont take it any further as any court expenses wont be met by you!

MITZIW

cheers, the trouble is i have no idea when we will have the fees for br as we used what we had saved as oh had no work and the rent was due, its a bloody nightmare!

MITZIW

bump for any more ideas x